Mortgage Loan Originator - Remote Florida

Remote Full-time
Join a dynamic Company as a Mortgage Loan Originator, working remotely to help your clients achieve their homeownership goals! In this energetic role, you will be the key driver in guiding borrowers through the loan process, from initial consultation to closing. Your expertise in financial sales, customer service, and loan origination will empower you to build lasting relationships and deliver exceptional service. This position offers a vibrant environment where your negotiation skills and knowledge of mortgage products will make a real difference in people's lives. If you're passionate about financial services and have your client base , this is your opportunity to shine!
• Engage with prospective clients to understand their financial goals and explain available mortgage options clearly and confidently
• Collect, review, and verify all necessary documentation to ensure compliance with FNMA (Fannie Mae) guidelines and Fair Housing regulations
• Conduct thorough credit analysis and assess borrower eligibility using mortgage servicing and underwriting standards
• Utilize mortgage software or other financial tools to process loan applications efficiently
• Negotiate terms with clients while ensuring adherence to TILA (Truth in Lending Act) and other federal regulations
• Collaborate with loan processors, underwriters, escrow officers, and other team members to facilitate smooth loan origination and processing workflows
• Maintain up-to-date knowledge of banking, escrow procedures, and current market trends to provide accurate advice and solutions
• Perform basic math calculations, including 10 key typing tasks, to accurately input data and analyze financial information
• Deliver exceptional customer service by addressing client inquiries promptly and professionally throughout the loan lifecycle
• Proven experience as a loan officer or mortgage originator with a strong background in financial sales and loan origination processes min 1yr
• Comprehensive understanding of FNMA guidelines, underwriting procedures, and mortgage servicing practices
• Proficiency with financial software, or similar tools for processing loans and managing client data
• Strong negotiation skills combined with excellent customer service capabilities
• Knowledge of Fair Housing regulations, TILA compliance, and banking industry standards
• Ability to perform credit analysis accurately using basic math skills and financial data interpretation
• Experience working with contracts, escrow procedures, and mortgage documentation is highly desirable
• Exceptional communication skills to clearly explain complex financial concepts to clients of diverse backgrounds

Embark on a rewarding career where your expertise helps individuals realize their dream homes! This remote position offers flexibility combined with the opportunity to develop your skills within a supportive team dedicated to excellence in financial services.

Pay: Up to $127,302.89 per year

Benefits:
• Flexible schedule
• Work from home

Language:
• English (Preferred)

License/Certification:
• Florida Loan Originator License (Required)

Work Location: Remote

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