Mortgage Lending Officer
RB&T Mission Statement
As a trusted partner and friend, River Bank & Trust helps our neighbors and the businesses in our communities to reach their financial goals.
Position Summary
River Bank & Trust is looking for a Mortgage Lending Officer (MLO) who is prepared to make a difference in the lives of our customers, by providing unmatched knowledge and hospitality. This is achieved not only through the bank's commitment to support your success, but also through your community involvement/relationships, ability to uncover the customer's needs, recommend the best mortgage product, and help the customer throughout each step of the process to get the loan closed promptly.
Essential Duties And Responsibilities
Reasonable accommodations may be made to enable individuals with disabilities to perform the
essential functions. The essential functions include, but are not limited to the following:
Interview customers to determine their mortgage needs
Responsible for collecting financial information & evaluating creditworthiness and eligibility
to obtain a mortgage loan
Guide the customer through their options and throughout the process
Prepare and submit mortgage loan applications
Ensure data are in line with national and local financial guidelines
Keep the customer informed throughout each step of the process
Help resolve problems/conflict with applications
Ensure compliance with privacy laws and confidentiality throughout the process
Build and maintain customer relationships, internal referral network, and community
involvement
Minimum Qualifications
High School diploma or equivalent
At least (2) years' experience in related or equivalent mortgage banking
Knowledge & understanding of real estate lending criteria, compliance, federal/state
regulations, loan origination and servicing software
Skills, Abilities & Expectations
Be familiar with and follow policy and procedures, and support Management's decisions
and goals in a positive, professional manner.
Stay abreast of regulatory requirements and complete annual compliance training
applicable to the position
Assuring customer service is top priority whether internally or externally; treating
customers and employees professionally, with courtesy and respect
Ability to work in a fast-paced team environment, handle multiple tasks, and prioritize work
Detail oriented and organized
Mortgage Loan Originator Job Description
Ability to analyze financial information
Excellent interpersonal and communication skills
Integrity, discretion, and respect for confidential information are absolutely essential
Willingness to adapt to change
Work within a variety of different software and web applications
Able to prioritize duties and effectively manage time
Analytical and problem-solving skills
Attend work on a regular basis, on time, and withstand varying degrees of stress
Excellent interpersonal and communication skills
Maintaining a professional, business-like appearance and demeanor
Proficiency in Microsoft Office products to include: Word, Excel, and Outlook
Physical Demands
The employee will occasionally lift and/or move up to 25 pounds. The employee will regularly sit;
talk; hear; and use hands to finger, handle or feel. The employee will occasionally stand; walk;
reach with hands and arms; climb and balance; and stoop, kneel, crouch, or crawl. Special
vision requirements include close, distant, and peripheral vision; depth perception; and the
ability to adjust focus. The noise level in the work environment is usually moderate. The work
environment and physical demands are those of a standard retail branch setting. Reasonable
accommodations may be made to enable individuals with disabilities to perform the essential
functions of the job.
Disclaimer
The above information has been designed to indicate the general nature and level of work
performed within this job. It is not designed to contain or be interpreted as a comprehensive
inventory of all duties, responsibilities, and qualifications required of employees assigned to the
job. Incumbent must attend work on a regular basis, on time, and withstand varying degrees of
stress. This position description describes the minimum selection requirements to qualify for the
position. Promotion and other employment decisions are based on employer needs, being in
good standing, fully competent performance, and other non-discriminatory subjects.
Apply Now
As a trusted partner and friend, River Bank & Trust helps our neighbors and the businesses in our communities to reach their financial goals.
Position Summary
River Bank & Trust is looking for a Mortgage Lending Officer (MLO) who is prepared to make a difference in the lives of our customers, by providing unmatched knowledge and hospitality. This is achieved not only through the bank's commitment to support your success, but also through your community involvement/relationships, ability to uncover the customer's needs, recommend the best mortgage product, and help the customer throughout each step of the process to get the loan closed promptly.
Essential Duties And Responsibilities
Reasonable accommodations may be made to enable individuals with disabilities to perform the
essential functions. The essential functions include, but are not limited to the following:
Interview customers to determine their mortgage needs
Responsible for collecting financial information & evaluating creditworthiness and eligibility
to obtain a mortgage loan
Guide the customer through their options and throughout the process
Prepare and submit mortgage loan applications
Ensure data are in line with national and local financial guidelines
Keep the customer informed throughout each step of the process
Help resolve problems/conflict with applications
Ensure compliance with privacy laws and confidentiality throughout the process
Build and maintain customer relationships, internal referral network, and community
involvement
Minimum Qualifications
High School diploma or equivalent
At least (2) years' experience in related or equivalent mortgage banking
Knowledge & understanding of real estate lending criteria, compliance, federal/state
regulations, loan origination and servicing software
Skills, Abilities & Expectations
Be familiar with and follow policy and procedures, and support Management's decisions
and goals in a positive, professional manner.
Stay abreast of regulatory requirements and complete annual compliance training
applicable to the position
Assuring customer service is top priority whether internally or externally; treating
customers and employees professionally, with courtesy and respect
Ability to work in a fast-paced team environment, handle multiple tasks, and prioritize work
Detail oriented and organized
Mortgage Loan Originator Job Description
Ability to analyze financial information
Excellent interpersonal and communication skills
Integrity, discretion, and respect for confidential information are absolutely essential
Willingness to adapt to change
Work within a variety of different software and web applications
Able to prioritize duties and effectively manage time
Analytical and problem-solving skills
Attend work on a regular basis, on time, and withstand varying degrees of stress
Excellent interpersonal and communication skills
Maintaining a professional, business-like appearance and demeanor
Proficiency in Microsoft Office products to include: Word, Excel, and Outlook
Physical Demands
The employee will occasionally lift and/or move up to 25 pounds. The employee will regularly sit;
talk; hear; and use hands to finger, handle or feel. The employee will occasionally stand; walk;
reach with hands and arms; climb and balance; and stoop, kneel, crouch, or crawl. Special
vision requirements include close, distant, and peripheral vision; depth perception; and the
ability to adjust focus. The noise level in the work environment is usually moderate. The work
environment and physical demands are those of a standard retail branch setting. Reasonable
accommodations may be made to enable individuals with disabilities to perform the essential
functions of the job.
Disclaimer
The above information has been designed to indicate the general nature and level of work
performed within this job. It is not designed to contain or be interpreted as a comprehensive
inventory of all duties, responsibilities, and qualifications required of employees assigned to the
job. Incumbent must attend work on a regular basis, on time, and withstand varying degrees of
stress. This position description describes the minimum selection requirements to qualify for the
position. Promotion and other employment decisions are based on employer needs, being in
good standing, fully competent performance, and other non-discriminatory subjects.
Apply Now