Compliance Auditor II - BSA/AML/OFAC
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Compliance Auditor II - BSA/AML/OFAC
Pathward, N.A.
Occupation: Accountants and Auditors
Location: Sioux Falls, SD - 57197
Positions available: 1
Job #: 5658504004
Source: Pathward, N.A.
Posted: 10/11/2025
Web Site: www.pathward.com
Onsite / Remote: Work at home all of the time
Job Type: Full Time
Job Requirements and Properties
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Telework & Remote
Full Time
Schedule
Full Time
Job Description
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About the Role:
Performs risk-based audits - including operational, financial, compliance, and BSA/AML to enhance governance, risk management and control effectiveness. Assists in the planning and execution of complex, risk-based audits and applies expertise in financial crimes compliance BSA/AML, OFAC to assess governance, risk management, and control effectiveness across Pathward's products, services, and third-party relationships.
What You Will Do:
• Execute audit testing aligned with risk-based priorities and enterprise objectives.
• Support audits across diverse domains including payments and money movement (ACH/Wires/RTP), consumer compliance, third party risk management, and model risk.
• Apply audit methodology and leverage data analytics tools to enhance audit precision and insight.
• Analyze data for control gaps, fraud indicators, and regulatory non-compliance using structured techniques.
• Evaluate key BSA/AML processes such as CIP, KYC, CDD, EDD, customer risk rating, watchlist screening, transaction monitoring, investigations, SAR/CTR obligations, and record keeping across platforms and partners.
• Assess sanctions (OFAC) compliance: governance, interdiction alert handling, escalation, and intersections across payments and money movement rails.
• Provide clear, concise, and appropriate documentation of work performed, issues, and observations using oral and written forms of communication.
• May provide data for compilation of reports for Pathward Audit and regulatory compliance.
• Research and advise on audit services in a wide range of bank product and service lines, including those with BSA/AML implications.
• Participate in business and departmental projects that require analytical and risk assessment skills, including those related to financial crimes and third-party risk oversight.
• Stay abreast of emerging issues involving internal audit, changes to federal and state banking laws, and evolving laws and regulations that could impact the organization, particularly with BSA/AML and sanctions, BaaS, third party risk, prepaid products and/or deposit products, consumer payment applications/wallets, and/or digital or electronic payments processing/processors. Other duties as assigned.
• Exemplify ethics and judgment: integrity, objectivity, confidentiality, and sound judgment under uncertainty/complexity.
• Other duties as assigned.
Additional Information
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What You Will Need: * Bachelor's degree in a relevant field (e.g., Accounting, Finance, Business, or related displace), or equivalent education and work * Professional certifications such as: CAMS, CFE, CIA, CRMA, and/or CPA preferred. Additional credentials in BSA/AML, or sanctions compliance are a plus. * Up to 3+ years of relevant experience with bachelor's degree or equivalent. * Demonstrated ability in assessing BSA/AML, sanctions, and partner/third-party oversight. * Experience in internal audit, compliance, or risk within financial services preferred. * Expertise in BSA/AML and sanctions: Applies deep knowledge of laws, regulations, and industry standards to assess risk and controls. * Analytical thinking: Evaluates complex issues, identifies root causes, and develops practical solutions. * Sound judgment: Makes informed decisions based on analysis, experience, and risk considerations. * Prioritization and execution: Focuses on high-impact tasks, manages time effectively, and meets deadlines without compromising quality. * Adaptability: Navigates ambiguity and shifting priorities with resilience and composure. * Communication: Delivers clear, concise, and audience-appropriate messages; listens actively and provides constructive feedback. * Ethics and integrity: Upholds organizational values, maintains confidentiality, and earns trust through consistent actions. * Customer focus: Understands stakeholder needs and strives to exceed expectations. * Planning
Apply Now
Apply Now
Previous Job
21 of 277
Next Job
Last Job
Between $50k and
$84k
Per Year
Compliance Auditor II - BSA/AML/OFAC
Pathward, N.A.
Occupation: Accountants and Auditors
Location: Sioux Falls, SD - 57197
Positions available: 1
Job #: 5658504004
Source: Pathward, N.A.
Posted: 10/11/2025
Web Site: www.pathward.com
Onsite / Remote: Work at home all of the time
Job Type: Full Time
Job Requirements and Properties
Help for Job Requirements and Properties. Opens a new window.
Telework & Remote
Full Time
Schedule
Full Time
Job Description
Help for Job Description. Opens a new window.
About the Role:
Performs risk-based audits - including operational, financial, compliance, and BSA/AML to enhance governance, risk management and control effectiveness. Assists in the planning and execution of complex, risk-based audits and applies expertise in financial crimes compliance BSA/AML, OFAC to assess governance, risk management, and control effectiveness across Pathward's products, services, and third-party relationships.
What You Will Do:
• Execute audit testing aligned with risk-based priorities and enterprise objectives.
• Support audits across diverse domains including payments and money movement (ACH/Wires/RTP), consumer compliance, third party risk management, and model risk.
• Apply audit methodology and leverage data analytics tools to enhance audit precision and insight.
• Analyze data for control gaps, fraud indicators, and regulatory non-compliance using structured techniques.
• Evaluate key BSA/AML processes such as CIP, KYC, CDD, EDD, customer risk rating, watchlist screening, transaction monitoring, investigations, SAR/CTR obligations, and record keeping across platforms and partners.
• Assess sanctions (OFAC) compliance: governance, interdiction alert handling, escalation, and intersections across payments and money movement rails.
• Provide clear, concise, and appropriate documentation of work performed, issues, and observations using oral and written forms of communication.
• May provide data for compilation of reports for Pathward Audit and regulatory compliance.
• Research and advise on audit services in a wide range of bank product and service lines, including those with BSA/AML implications.
• Participate in business and departmental projects that require analytical and risk assessment skills, including those related to financial crimes and third-party risk oversight.
• Stay abreast of emerging issues involving internal audit, changes to federal and state banking laws, and evolving laws and regulations that could impact the organization, particularly with BSA/AML and sanctions, BaaS, third party risk, prepaid products and/or deposit products, consumer payment applications/wallets, and/or digital or electronic payments processing/processors. Other duties as assigned.
• Exemplify ethics and judgment: integrity, objectivity, confidentiality, and sound judgment under uncertainty/complexity.
• Other duties as assigned.
Additional Information
Help for Additional Information. Opens a new window.
What You Will Need: * Bachelor's degree in a relevant field (e.g., Accounting, Finance, Business, or related displace), or equivalent education and work * Professional certifications such as: CAMS, CFE, CIA, CRMA, and/or CPA preferred. Additional credentials in BSA/AML, or sanctions compliance are a plus. * Up to 3+ years of relevant experience with bachelor's degree or equivalent. * Demonstrated ability in assessing BSA/AML, sanctions, and partner/third-party oversight. * Experience in internal audit, compliance, or risk within financial services preferred. * Expertise in BSA/AML and sanctions: Applies deep knowledge of laws, regulations, and industry standards to assess risk and controls. * Analytical thinking: Evaluates complex issues, identifies root causes, and develops practical solutions. * Sound judgment: Makes informed decisions based on analysis, experience, and risk considerations. * Prioritization and execution: Focuses on high-impact tasks, manages time effectively, and meets deadlines without compromising quality. * Adaptability: Navigates ambiguity and shifting priorities with resilience and composure. * Communication: Delivers clear, concise, and audience-appropriate messages; listens actively and provides constructive feedback. * Ethics and integrity: Upholds organizational values, maintains confidentiality, and earns trust through consistent actions. * Customer focus: Understands stakeholder needs and strives to exceed expectations. * Planning
Apply Now
Apply Now