Wholesale Non- QM Underwriter - Remote

This a Full Remote job, the offer is available from: Texas (USA) Description Wholesale Non-QM Underwriter Position Overview: The Wholesale Non-QM Underwriter reviews and underwrites Non-QM mortgage loan applications and property appraisals and evaluates the loans to minimize risk or loss within regulatory guidelines. Ideal candidates for this position will be experienced underwriting Non-QM loans, highly detail-oriented, and familiar with loan program guidelines. Essential Functions of the Role: • Analyze and underwrite Non-QM mortgage loans within compliance guidelines and approved seller variances. • Manage loan conditions and provide recommendations for underwriting waiver and eligibility exceptions. • Communicate with loan originators and processors regarding loan status, approvals, suspensions, denials, and conditions. • Maintain a pipeline of loans adhering to posted service level agreements. • Remain current on loan program requirements and review documents for compliance. • Other duties as assigned. Classification: Full Time, Non-Exempt Essential Knowledge/Skills/Abilities: • Knowledge of regulatory requirements (RESPA, TILA, etc.) • Strong communication skills • Excellent organizational skills • Highly detail-oriented • Ability to work across organizational boundaries • Strong decision making skills • Advanced problem solving capabilities • Strong critical thinking skills • Proven ability to prioritize and multi-task • Understanding of Non-QM products Experience Requirements: • Minimum of five (5) years of mortgage underwriting experience required. • Minimum of three (3) years of underwriting Non-QM loans with complex income analysis required. • National bond program experience preferred. Education / Licensing Requirements: • High school diploma or equivalent required. Some college preferred. Working Conditions: • Fast-paced environment. • Requires normal vision (corrected) both close and distant. • Requires normal hearing levels (corrected). • Requires working at a desk to use a phone and computer for extended periods of time. • Requires sitting, bending. • Works effectively with frequent interruptions. • Lifting requirements of 10 lbs. occasionally. • Minimal travel <5%. • Along with a great culture and competitive pay, full-time employees are eligible to receive additional benefits: o Medical, dental, and vision insurance o Short-term and long-term disability o 401(k) and Roth 401(k) plans and Company match o Company-provided life insurance o 8 paid holidays o AND MORE! Pay: $90,000- $105,000 annually depending on experience, with eligibility for a discretionary bonus. This offer from "Benchmark Mortgage (NMLS #2143)" has been enriched by Jobgether.com and got a 73% flex score.