Senior Product Manager Cards Processing

Join our Team as a Senior Product Manager - Cards Processing!Step into a pivotal position within Spendesk’s payments ecosystem! As a Senior Product Manager for Cards Processing, you'll be at the forefront of ensuring seamless, secure, and scalable transaction processing for businesses. Your mission is to enhance the reliability, efficiency, and performance of Spendesk’s card processing capabilities while keeping us compliant with all regulatory standards. You'll dive deep into the world of payment networks, card scheme integrations, banking APIs, and transaction flows. Your expertise will guide you in collaborating with various teams to drive innovation, optimise approval rates, and maintain system resilience. Together, we'll shape the future of Spendesk! Key Responsibilities Own the Cards Processing roadmapEnsure high reliability, scalability, and security of transaction processing. Lead API-driven card issuance and processingIntegrate with banking partners, card schemes (Visa, Mastercard), and payment networks. Optimize transaction authorisation, clearing, and settlementBoost approval rates and minimize transaction failures. Monitor system healthDefine key performance metrics (e.g., approval rates, fraud detection) for continuous improvement.Collaborate across teamsWork with Spendesk Financial Services to integrate compliance by design and mitigatefraud risks. Requirements 5+ years in Product ManagementAt least 3 years in Fintech, Payments, or a regulated financial services sectorProven experience in card processingHands-on skills in integrating with card schemes, processors, and transaction monitoring toolsStrong technical fluencyUnderstanding of APIs, authorisation flows, and transaction lifecyclesDeep analytical skillsAbility to optimize processing KPIs and make data-driven decisions.Leadership & Stakeholder ManagementAlign engineers, designers, and business teams to execute a clear strategy Additional Information As we are an international team, please submit your application and CV in English. About SpendeskSpendesk is the 7-in-1 spending solution built for finance teams to make faster, smarter spending decisions. Founded in 2016, Spendesk is now one of the fastest-growing fintechs in Europe, with over 4,000 customers and an international team of 300+ employees based in Paris, Berlin, London, Hamburg, and remote. We’ve raised over €260M from leading investors, and been named a French tech unicorn. And we’re not stopping there!About our people & cultureWe believe that people do their best work when they’re given the freedom to thrive and grow. That’s why liberation is at the core of everything we do. We empower Spendeskers to take ownership of their work, to navigate ambiguity, and seize every opportunity.Spendeskers come from all over the world (35+ countries and counting!) but we have plenty in common: we're bold, ever-curious, committed to kindness, and tackle every challenge with a positive mindset.About our benefitsOur culture is built on trust, empowerment, and growth — with benefits to match!- Lunch 60% funded by Spendesk (Swile Card) - Alan Premium health insurance - A Gymlib pass to let off steam after a productive day at work - Access to Moka.care for emotional and mental health wellbeing - Access to Vendredi allowing us to change the world - Latest Apple equipment - Great office snacks to fuel your day - A positive team to work with daily!Diversity & InclusionAt Spendesk, we're committed to fostering an environment where all differences are encouraged, supported and celebrated. We're building our culture for everyone, with everyone. Our goal is to attract and build a diverse, equal and inclusive team, where everyone feels welcome and we truly embrace and encourage people from all backgrounds to apply.

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