Senior Director, Financial Crimes
Affirm is reinventing credit to make it more honest and friendly, giving consumers the flexibility to buy now and pay later without any hidden fees or compounding interest.
Affirms Compliance team manages the companys compliance management system and takes appropriate action to address compliance issues and risks. Specific activities include assessing compliance risks, executing monitoring and testing, performing marketing compliance reviews and reporting and analyzing regulatory complaints.
The Financial Crimes team has laid the groundwork for the AML/OFAC/Sanctions program. Were seeking a Senior Director, Financial Crimes to lead Affirms BSA/AML/Sanctions Program to ensure our products and customers are fully compliant with BSA, Patriot Act, OFAC and other applicable financial crimes requirements. In this role, you will develop and continue to build the BSA/AML program to keep pace with the growth of the company and will work cross- functionally with various teams, including Operations, Fraud, Product and Legal. A remote-first role based out of the San Francisco HQ, youll report to the VP, Consumer Compliance,
What You'll Do
Lead and execute a risk-based Financial Crimes Program to ensure compliance with applicable laws and regulations
Develop an AML strategy for the future expansion of Affirm's business
Implement and enhance processes to identify and report suspicious activity reports. Oversee the filing of suspicious matters reports to regulatory authorities
Develop key metrics, management reporting and monitoring/testing frameworks and report results to key stakeholders
Provide advisory guidance to the business to manage emerging and future AML risks
Support internal and external audits of the Financial Crimes program; participate in Compliance program activities, including risk assessments
Address regulatory changes that impact the company, as necessary
In partnership with Engineering, Operations and other stakeholders, lead the implementation of requisite AML technology to further automate and strengthen the control environment
What We Look For
A self starter that is well organized and efficient, detailed-oriented, works well in teams and cross-functionally, and has expert-level understanding of risk management, regulatory requirements, and AML industry practices
15+ years of hands-on and leadership experience in Financial Crimes, BSA/AML, OFAC/Sanctions
Experience building AML/OFAC/Sanctions programs
Focus on collaborating and building positive relationships across a multinational organization, tactfully enforce policies, and raise issues to executive management
Balance multiple priorities, adapt to a constantly changing business environment, work independently, drive projects to completion, and be flexible to meet deadlines in a fast paced environment
Have the ability to independently analyze complex issues and identify suitable solutions
Strong oral and written communication skills
Ability to interact with all levels of an organization, including executive level
Self-motivation and a willingness to take ownership of projects
Teammate mindset, pitching in wherever needed
A real passion for improving the lives of consumers through Affirms products
Location
Were excited to announce that Affirm is now a remote-first company! This role can be located anywhere in the U.S. Remote based employees may occasionally travel to an Affirm office for meetings or team building events. Our offices in San Francisco, New York City, Pittsburgh, Chicago, and Salt Lake City will remain operational and accessible for anyone to use on a voluntary basis.
Please note that visa sponsorship is not available for this position.
#LI-Remote
Check out our remote-first approach to learn more about the new ways we work.
If you got this far, we hope you're feeling excited about this role. Even if you don't feel you meet every single requirement, we still encourage you to apply. We're eager to meet people who believe in Affirm's mission and can contribute to our team in a variety of waysnot just candidates who check all the boxes.
At Affirm, People Come First is one of our core values, and thats why diversity and inclusion are vital to our priorities as an equal opportunity employer. You can read about our D&I program here and our progress thus far in our 2020 DEI Report.
We also believe Its On Us to provide an inclusive interview experience for all, including people with disabilities. We are happy to provide reasonable accommodations to candidates in need of individualized support during the hiring process.
We will consider for employment qualified applicants with arrest and conviction records in accordance with applicable federal, state, and local laws, including the San Francisco Fair Chance Ordinance. By clicking "Submit Application," I acknowledge that I have read the Affirm Employment Privacy Policy, and hereby consent to the collection, processing, use, and storage of my personal information as described therein.
Apply Now
Affirms Compliance team manages the companys compliance management system and takes appropriate action to address compliance issues and risks. Specific activities include assessing compliance risks, executing monitoring and testing, performing marketing compliance reviews and reporting and analyzing regulatory complaints.
The Financial Crimes team has laid the groundwork for the AML/OFAC/Sanctions program. Were seeking a Senior Director, Financial Crimes to lead Affirms BSA/AML/Sanctions Program to ensure our products and customers are fully compliant with BSA, Patriot Act, OFAC and other applicable financial crimes requirements. In this role, you will develop and continue to build the BSA/AML program to keep pace with the growth of the company and will work cross- functionally with various teams, including Operations, Fraud, Product and Legal. A remote-first role based out of the San Francisco HQ, youll report to the VP, Consumer Compliance,
What You'll Do
Lead and execute a risk-based Financial Crimes Program to ensure compliance with applicable laws and regulations
Develop an AML strategy for the future expansion of Affirm's business
Implement and enhance processes to identify and report suspicious activity reports. Oversee the filing of suspicious matters reports to regulatory authorities
Develop key metrics, management reporting and monitoring/testing frameworks and report results to key stakeholders
Provide advisory guidance to the business to manage emerging and future AML risks
Support internal and external audits of the Financial Crimes program; participate in Compliance program activities, including risk assessments
Address regulatory changes that impact the company, as necessary
In partnership with Engineering, Operations and other stakeholders, lead the implementation of requisite AML technology to further automate and strengthen the control environment
What We Look For
A self starter that is well organized and efficient, detailed-oriented, works well in teams and cross-functionally, and has expert-level understanding of risk management, regulatory requirements, and AML industry practices
15+ years of hands-on and leadership experience in Financial Crimes, BSA/AML, OFAC/Sanctions
Experience building AML/OFAC/Sanctions programs
Focus on collaborating and building positive relationships across a multinational organization, tactfully enforce policies, and raise issues to executive management
Balance multiple priorities, adapt to a constantly changing business environment, work independently, drive projects to completion, and be flexible to meet deadlines in a fast paced environment
Have the ability to independently analyze complex issues and identify suitable solutions
Strong oral and written communication skills
Ability to interact with all levels of an organization, including executive level
Self-motivation and a willingness to take ownership of projects
Teammate mindset, pitching in wherever needed
A real passion for improving the lives of consumers through Affirms products
Location
Were excited to announce that Affirm is now a remote-first company! This role can be located anywhere in the U.S. Remote based employees may occasionally travel to an Affirm office for meetings or team building events. Our offices in San Francisco, New York City, Pittsburgh, Chicago, and Salt Lake City will remain operational and accessible for anyone to use on a voluntary basis.
Please note that visa sponsorship is not available for this position.
#LI-Remote
Check out our remote-first approach to learn more about the new ways we work.
If you got this far, we hope you're feeling excited about this role. Even if you don't feel you meet every single requirement, we still encourage you to apply. We're eager to meet people who believe in Affirm's mission and can contribute to our team in a variety of waysnot just candidates who check all the boxes.
At Affirm, People Come First is one of our core values, and thats why diversity and inclusion are vital to our priorities as an equal opportunity employer. You can read about our D&I program here and our progress thus far in our 2020 DEI Report.
We also believe Its On Us to provide an inclusive interview experience for all, including people with disabilities. We are happy to provide reasonable accommodations to candidates in need of individualized support during the hiring process.
We will consider for employment qualified applicants with arrest and conviction records in accordance with applicable federal, state, and local laws, including the San Francisco Fair Chance Ordinance. By clicking "Submit Application," I acknowledge that I have read the Affirm Employment Privacy Policy, and hereby consent to the collection, processing, use, and storage of my personal information as described therein.
Apply Now