Senior Backend Engineer Open Finance

A little bit about us:We are Belvo, an open finance API platform with the bold vision of democratizing access to financial services in Latin America. We enable any financial innovator to access and interpret financial data, as well as initiate payments from their end-users accounts. We’re turning the messy complexities of the Latin American financial ecosystem into a modern set of tools to access and interpret data and move money in a seamless and secure way.We’re a highly-technical, passionate, and driven team. We are more than 90 people and our team currently represents 20 nationalities. We have offices in São Paulo and Mexico City – while a large portion of us work remotely.We are tackling a very stimulating problem: connecting fintech innovators with legacy financial infrastructure. We strive to go beyond the limits of what is possible today and to do so in an elegant and developer-first way.Since starting our adventure in May 2019, we have raised $71m from the leading VC investors globally.You can read more about our company here and about our team and culture here. Also, head to our blog for more news about what we’re building and how we work.About the team:We work in cross-functional, autonomous teams. We follow continuous delivery best practices executed on top of a modern technology stack. Our products are built for developers, by developers. Technological excellence is at the heart of what we do. We are pragmatic and customer-focused. We strive to find the right set of trade-offs in order to validate our hypothesis as early as possible, iterating on our products based on customer feedback. We communicate transparently. We do weekly all-hands where we get together to discuss company performance and goals.While we are global and remote-friendly, we also operate from our vibrant offices in CDMX and Sao Paulo. To accommodate the various time zones in which we are based, we ensure we’re always synced up between 3 pm and 6 pm, CEST.Also, we are backed by some of the leading investors in Silicon Valley and Latin America, including Founders Fund, Kaszek Ventures, and YCombinator.Your opportunity:Our Open Finance team is building the unified infrastructure that powers both data aggregation and payment initiation in Brazil. You will design and develop services that retrieve and normalize complex financial information, while simultaneously building the robust, secure architecture required to move money through Pix and other Open Finance payment methods.Your work will bridge the gap between data and decision, empowering our customer to use both data and payments to build products that help them intelligently move money based on data. Your work will bridge the gap between legacy banking systems and modern, high-scale APIs in a heavily regulated environment.Responsibilities:Develop and maintain connections to financial institutions to retrieve data and initiate payments via Open Finance.Leverage LLMs and AI tools to automate the normalization and enrichment of data into homogeneous, beautiful endpoints that power our API.Design and develop robust software architecture to support regulated payments environments and data retrieval at scale.Adopt an AI-first mindset to accelerate development, from using coding assistants to building internal AI agents that improve system reliability.Own the creation of programmatic tools, services, and workflows to improve the reliability of the Open Finance ecosystem.Implement AI-powered monitoring and automated quality assurance to proactively detect anomalies in mission-critical financial services.Interface with other institutions’ engineering teams or the Open Finance Service Desk to debug and resolve technical bottlenecks.Carefully manage API retro-compatibility and deprecation plans for growing products.This position may be for you if:5+ years of experience designing and consuming RESTful APIs.Degree in Computer Science or equivalent work experience.5+ years work experience programming in Python.Experience working with Open Finance BrazilExperience dealing with large amounts of data in flight and event-based communication.Willingness to solve challenging problems in a heavily regulated and secured environment.Used to AI coding assistants and a keen eye on automating everything.Used to cloud native platforms, specifically AWS and Datadog.You are proficient in written and spoken English.Amazing if:Experience with OAuth, OpenID Connect, and FAPI (Financial grade API).Deep knowledge of the Brazilian Open Finance Ecosystem and Pix regulation.Experience with Asynchronous programming (Python’s asyncio), Django, FastAPI.You are a security-first engineer with experience in Fintech or SaaS platforms.Relevant programming knowledge in other languages such as Javascript, Go, RustExperience building large-scale platforms with a global reach.You have leveraged AI to fundamentally change the way you work and / or build amazing projectsOur tech stack:We’re building our platform using modern technologies, putting the focus on reliability and long-term maintainabilityWe primarily use Python on the backend. We use battle-tested technologies such as Django, and we are heavy users of Python’s asyncio for some parts of our stackWe use Javascript, Vue.js and Sass on the frontend. We are developing and leveraging our own design system and component libraryWe run our infrastructure on top of Amazon Web Services, leveraging managed services. We tend to favor the use of managed services wherever possible, in order to focus on our business problemsWe observe and monitor our services using DatadogWe follow Continuous Integration and Continuous Delivery best practicesOur process steps:At Belvo every hire is so important to us, that we share the decision to hire as a team. People team chatTake-home challengeChallenge presentationTeam fit chatMeet the foundersOur perks: Stock options (we are all owners and this is very important to us) Annual company bonus linked to company performance Flexible working hours Remote friendly Pet friendly ‍⚕️ Health Insurance Paid time off on your birthday Renew your laptop every 3 years Training Budget Team building events Bank holidays swap within 30 days Fitness/ wellness stipends Yearly company offsite Fresh fruit every week, all-you-can-drink tea and coffee Extra days off when completing company anniversary Yearly department offsite

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