Retail Credit Systems & Reporting Analyst (REMOTE) in Pennsylvania

Retail Credit Systems & Reporting Analyst (REMOTE) - Fulton Bank - Pennsylvania - work from home job Company: Fulton Bank Job description: Our values define us and our inspires us to Our employees are the heart and soul of our company, and every success we experience begins with them. Together we are committed to making a positive impact in our We champion a culture of and We promote a digitally enabled work environment to continuously enhance the experience of our Overview Responsibilities include ensuring system settings, the establishment and testing of credit parameters and criteria, maintaining, updating, and testing products, policy, decision criteria and decision and pricing schemas with a complete understanding of retail credit. In addition, key responsibilities include analyzing application (approval / decline) trends and consumer loan performance by leveraging data analytics to recommend credit policy changes within the portfolio. Develops business reporting, including production, operations and performance reports from the loan origination systems or other data sources / repositories. This role is a key contributor to maintaining data hygiene and data integrity for retail credit. Incumbents will interact directly with outside vendor/partners. Responsibilities • Utilizes technology systems in support of the credit process. Executes strategic direction for efficiencies and optimization of credit workflow including needed functionality, required data sources, workflow changes critical to achieving risk and origination priorities. Maintains and assists with products, scoring criteria and monitoring, auto decision criteria and pricing schemas through the established user interface within the system and analyzes underwriting decision criteria for credit policy based on loan performance trends within a portfolio. • Develops and produces reporting needed for credit and operational management. Performs user acceptance testing (UAT). Maintains standard operating procedures for retail credit Loan Origination System, including change logs. • Acts as the subject matter expert with establishing requirements and testing solutions for credit reporting. Identifies process gaps impacting credit and notifies appropriate business units and management to remediate gaps. Escalates unresolved issues for further action. Communicates with key stakeholders and IT as required. Qualifications Education Bachelor Degree or the equivalent experience. Specialty: Computer science, management information systems, or a related field. (Required) Master Degree or the equivalent experience. Specialty: Computer science, management information systems, or a related field. (Preferred) Experience 3 or more years experience in the financial services sector, preferably with credit reporting and analytics. (Required) 2 or more years SAS and/or SQL. (Preferred) 2 or more years Power BI, Tableau, Excel, Sales Force. (Preferred) Certifications SAS and/or SQL. (Preferred) This role may perform other job duties as assigned by the manager. Each employee of the Organization, regardless of position, is accountable for reading, understanding and acting on the contents of all Company-assigned and/or job related Compliance Programs, regulations and policies and procedures, as well as ensure that all Compliance Training assignments are completed by established due dates. This includes but is not limited to, understanding and identifying compliance risks impacting their department(s), ensuring compliance with applicable laws or regulations, and escalating compliance risks to the appropriate level of management. Sponsorship Statement As a condition of employment, individuals must be authorized to work in the United States without sponsorship for a work visa by Fulton Bank currently or in the future. EEO Statement Fulton Bank (“Fulton”) is an equal opportunity employer and is committed to providing equal employment opportunity for all qualified persons. Fulton will recruit, hire, train and promote persons in all job titles, and ensure that all other personnel actions are administered, without regard to race, color, religion, creed, sexual orientation, national origin, citizenship, gender, gender identity, age, genetic information, marital status, disability, covered veteran status, or any other legally protected status. Expected salary: Location: Pennsylvania Job date: Wed, 20 Sep 2023 03:32:41 GMT Apply for the job now! Apply tot his job