[Remote] Data Scientist Sr - Deposit Fraud Analytics/Strategy
Note: The job is a remote job and is open to candidates in USA. PNC is committed to delivering the best experience for its customers and fostering an inclusive workplace culture. The Data Scientist Sr will play a crucial role in detecting, analyzing, and mitigating deposit fraud incidents by leading the development of data-driven fraud prevention strategies within the Fraud Incident Management Team.
Responsibilities
ā¢ Countermeasure Strategy
ā¢ Design and implement tactical and strategic fraud countermeasures across deposit and digital channels (e.g., check, mobile remote deposits, ATM & Teller channels)
ā¢ Collaborate with fraud operations, technology, and product teams to deploy controls effectively
ā¢ Stay informed on industry fraud trends and regulatory developments to proactively adjust strategies
ā¢ Incident Response Leadership
ā¢ Serve as the analytics lead during active fraud incidents, providing rapid insights and recommending containment actions
ā¢ Conduct post-incident reviews to assess control effectiveness and identify improvement opportunities
ā¢ Fraud Analytics & Detection
ā¢ Monitor deposit transaction data to identify emerging fraud patterns and anomalies
ā¢ Engineer and curate channel-specific features (e.g., check attributes, image/device signals, deposit velocity, account tenure/behavior, ATM/teller patterns) to power high-precision detection rules and thresholds
ā¢ Develop and refine fraud detection rules using statistical and quantitative/machine learning techniques
ā¢ Evaluate rule performance and optimize precision and minimal customer impact
ā¢ Team Leadership & Stakeholder Engagement
ā¢ Mentor junior analysts within the team, fostering a culture of curiosity, rigor, and innovation in fraud prevention
ā¢ Partner with internal stakeholders to ensure alignment on fraud risk appetite and control thresholds
ā¢ Contribute to governance processes, including documentation, reporting, and audit readiness
ā¢ Reporting & Communication
ā¢ Deliver actionable insights and performance metrics to senior leadership
ā¢ Create dashboards and visualizations to support decision-making and transparency
Skills
ā¢ Experience in fraud analytics, preferably in deposit fraud or financial services
ā¢ Strong understanding of deposits, fraud typologies, regulatory frameworks, transaction monitoring, and countermeasure design
ā¢ Excellent communication and stakeholder management skills
ā¢ SQL, Python, PySpark, R, and/or SAS
ā¢ Advanced analytical skills in data mining, anomaly detection, rule optimization, and other quantitative techniques
ā¢ Feature engineering for deposit and digital channels fraud detection and rule development (check, mobile remote deposit, ATM, and teller channels)
ā¢ Visualization tools: Tableau, Power BI
ā¢ Familiarity with fraud detection platforms and machine learning techniques
ā¢ Strong communication and stakeholder management
ā¢ Strategic thinking with a global and future-oriented mindset
ā¢ Ability to manage competing priorities under tight deadlines
ā¢ 5+ years of industry-relevant experience
ā¢ Master's degree in Data science, Statistics, Economics, or related field is preferred
ā¢ Experience working in a fast-paced incident management environment, with ability to balance speed of response with analytical accuracy
ā¢ Ability to translate complex data into clear, actionable strategies with operational execution focus
ā¢ Demonstrated expertise in cross-functional initiatives and guiding teams through high-pressure fraud events
Benefits
ā¢ Medical/prescription drug coverage (with a Health Savings Account feature)
ā¢ Dental and vision options
ā¢ Employee and spouse/child life insurance
ā¢ Short and long-term disability protection
ā¢ 401(k) with PNC match
ā¢ Pension and stock purchase plans
ā¢ Dependent care reimbursement account
ā¢ Back-up child/elder care
ā¢ Adoption, surrogacy, and doula reimbursement
ā¢ Educational assistance, including select programs fully paid
ā¢ A robust wellness program with financial incentives
ā¢ Maternity and/or parental leave
ā¢ Up to 11 paid holidays each year
ā¢ 9 occasional absence days each year, unless otherwise required by law
ā¢ Between 15 to 25 vacation days each year, depending on career level and years of service
Company Overview
ā¢ PNC is a financial service company providing bank deposits products and services to its community. It was founded in 1845, and is headquartered in Pittsburgh, Pennsylvania, USA, with a workforce of 10001+ employees. Its website is http://www.pnc.com.
Apply Now
Apply Now
Responsibilities
ā¢ Countermeasure Strategy
ā¢ Design and implement tactical and strategic fraud countermeasures across deposit and digital channels (e.g., check, mobile remote deposits, ATM & Teller channels)
ā¢ Collaborate with fraud operations, technology, and product teams to deploy controls effectively
ā¢ Stay informed on industry fraud trends and regulatory developments to proactively adjust strategies
ā¢ Incident Response Leadership
ā¢ Serve as the analytics lead during active fraud incidents, providing rapid insights and recommending containment actions
ā¢ Conduct post-incident reviews to assess control effectiveness and identify improvement opportunities
ā¢ Fraud Analytics & Detection
ā¢ Monitor deposit transaction data to identify emerging fraud patterns and anomalies
ā¢ Engineer and curate channel-specific features (e.g., check attributes, image/device signals, deposit velocity, account tenure/behavior, ATM/teller patterns) to power high-precision detection rules and thresholds
ā¢ Develop and refine fraud detection rules using statistical and quantitative/machine learning techniques
ā¢ Evaluate rule performance and optimize precision and minimal customer impact
ā¢ Team Leadership & Stakeholder Engagement
ā¢ Mentor junior analysts within the team, fostering a culture of curiosity, rigor, and innovation in fraud prevention
ā¢ Partner with internal stakeholders to ensure alignment on fraud risk appetite and control thresholds
ā¢ Contribute to governance processes, including documentation, reporting, and audit readiness
ā¢ Reporting & Communication
ā¢ Deliver actionable insights and performance metrics to senior leadership
ā¢ Create dashboards and visualizations to support decision-making and transparency
Skills
ā¢ Experience in fraud analytics, preferably in deposit fraud or financial services
ā¢ Strong understanding of deposits, fraud typologies, regulatory frameworks, transaction monitoring, and countermeasure design
ā¢ Excellent communication and stakeholder management skills
ā¢ SQL, Python, PySpark, R, and/or SAS
ā¢ Advanced analytical skills in data mining, anomaly detection, rule optimization, and other quantitative techniques
ā¢ Feature engineering for deposit and digital channels fraud detection and rule development (check, mobile remote deposit, ATM, and teller channels)
ā¢ Visualization tools: Tableau, Power BI
ā¢ Familiarity with fraud detection platforms and machine learning techniques
ā¢ Strong communication and stakeholder management
ā¢ Strategic thinking with a global and future-oriented mindset
ā¢ Ability to manage competing priorities under tight deadlines
ā¢ 5+ years of industry-relevant experience
ā¢ Master's degree in Data science, Statistics, Economics, or related field is preferred
ā¢ Experience working in a fast-paced incident management environment, with ability to balance speed of response with analytical accuracy
ā¢ Ability to translate complex data into clear, actionable strategies with operational execution focus
ā¢ Demonstrated expertise in cross-functional initiatives and guiding teams through high-pressure fraud events
Benefits
ā¢ Medical/prescription drug coverage (with a Health Savings Account feature)
ā¢ Dental and vision options
ā¢ Employee and spouse/child life insurance
ā¢ Short and long-term disability protection
ā¢ 401(k) with PNC match
ā¢ Pension and stock purchase plans
ā¢ Dependent care reimbursement account
ā¢ Back-up child/elder care
ā¢ Adoption, surrogacy, and doula reimbursement
ā¢ Educational assistance, including select programs fully paid
ā¢ A robust wellness program with financial incentives
ā¢ Maternity and/or parental leave
ā¢ Up to 11 paid holidays each year
ā¢ 9 occasional absence days each year, unless otherwise required by law
ā¢ Between 15 to 25 vacation days each year, depending on career level and years of service
Company Overview
ā¢ PNC is a financial service company providing bank deposits products and services to its community. It was founded in 1845, and is headquartered in Pittsburgh, Pennsylvania, USA, with a workforce of 10001+ employees. Its website is http://www.pnc.com.
Apply Now
Apply Now