Mortgage Servicing Representative - Pittsburgh, PA
Primary Office Location:626 Washington Place. Pittsburgh, Pennsylvania. 15219.
Join our team. Make a difference - for us and for your future.
Position Title: Mortgage Servicing Representative 2
Business Unit: Mortgage Administration
Reports to: Supervisor of Mortgage Servicing
Position Overview:
This position is primarily responsible for performing a variety of duties under the general guidance of the Manager of Loan Servicing in support of the Mortgage Servicing area performing all duties in accordance with the corporation's policies and procedures and all US state and federal laws and regulations wherein the company operates. Assists with supplemental reporting of internal servicing standards to management. Incumbent will serve as first line of validation for work processed each calendar day by performing a quality check of the work for accuracy.
Primary Responsibilities:
Provides customer service on incoming calls from borrowers, branches and third parties. Provides payoff statements and verification of mortgage to borrowers and third parties.
Prepares and enters investor loan information and process funding's for investor setup. Works with Mortgage Accountant and Servicing Manger to ensure proper loan setup in preparation of monthly remittance and reconciliation reporting.
Prepares GL entries as needed in relation to work assignment. Corrects GL out of balance situations, tracks and resolves out of balance situations to prevent any aged items the fall outside of the GAAP procedures.
Prepares and monitors timely receipt of tax bills and payments, prepares check requests and disbursement of final T&I funds. Monitors T&I expiration reports to ensure escrow items are current and paid and generates annual escrow analysis, reviews and sends to borrowers.
Receives PMI billings, posts disbursements, requests checks, balances and reconciles system to billings. Forwards payment and reconciled file to appropriate MI company. Monitors and receives hazard insurance policies and ensures that policy information is accurate and meets Investor/FNB requirements. Prepares and posts disbursements of premiums in the form of checks/wires
Ensures that all regulatory and compliance requirements are met including credit reporting, T&I disclosures, PMI disclosures, ARM disclosures and IRS reporting. Reviews all outgoing disclosures for investor and regulatory compliance.
Performs other related duties and projects as assigned.
All employees have the responsibility and the accountability to serve as risk managers for their businesses by understanding, reporting, responding to, managing and monitoring the risk they encounter daily as required by F.N.B. Corporation's risk management program.
F.N.B. Corporation is committed to achieving superior levels of compliance by adhering to regulatory laws and guidelines. Compliance with regulatory laws and company procedures is a required component of all position descriptions.
Minimum Level of Education Required to Perform the Primary Responsibilities of this Position:
High School or GED
Minimum # of Years of Job Related Experience Required to Perform the Primary Responsibilities of this Position:
1
Skills Required to Perform the Primary Responsibilities of this Position:
Excellent project management skills
Excellent communication skills, both written and verbal
Excellent organizational, analytical and interpersonal skills
Ability to use general office equipment
Ability to use a personal computer and job-related software
MS Word - Basic Level
MS Excel - Intermediate Level
MS PowerPoint - Basic Level
Knowledge of GSE (Freddie Mac/Fannie Mae) investor servicing and reporting. Knowledge of Fiserv Premier preferred.
Licensures/Certifications Required to Perform the Primary Responsibilities of this Position:
N/A
Physical Requirements or Work Conditions Beyond Traditional Office Work:
N/A
Equal Employment Opportunity (EEO):
It is the policy of FNB not to discriminate against any employee or applicant for employment because of his or her race, color, religion, sex, sexual orientation, gender identity, national origin, disability status, or status as a protected veteran. FNB provides all applicants and employees a discrimination and harassment free workplace.
Apply Now
Join our team. Make a difference - for us and for your future.
Position Title: Mortgage Servicing Representative 2
Business Unit: Mortgage Administration
Reports to: Supervisor of Mortgage Servicing
Position Overview:
This position is primarily responsible for performing a variety of duties under the general guidance of the Manager of Loan Servicing in support of the Mortgage Servicing area performing all duties in accordance with the corporation's policies and procedures and all US state and federal laws and regulations wherein the company operates. Assists with supplemental reporting of internal servicing standards to management. Incumbent will serve as first line of validation for work processed each calendar day by performing a quality check of the work for accuracy.
Primary Responsibilities:
Provides customer service on incoming calls from borrowers, branches and third parties. Provides payoff statements and verification of mortgage to borrowers and third parties.
Prepares and enters investor loan information and process funding's for investor setup. Works with Mortgage Accountant and Servicing Manger to ensure proper loan setup in preparation of monthly remittance and reconciliation reporting.
Prepares GL entries as needed in relation to work assignment. Corrects GL out of balance situations, tracks and resolves out of balance situations to prevent any aged items the fall outside of the GAAP procedures.
Prepares and monitors timely receipt of tax bills and payments, prepares check requests and disbursement of final T&I funds. Monitors T&I expiration reports to ensure escrow items are current and paid and generates annual escrow analysis, reviews and sends to borrowers.
Receives PMI billings, posts disbursements, requests checks, balances and reconciles system to billings. Forwards payment and reconciled file to appropriate MI company. Monitors and receives hazard insurance policies and ensures that policy information is accurate and meets Investor/FNB requirements. Prepares and posts disbursements of premiums in the form of checks/wires
Ensures that all regulatory and compliance requirements are met including credit reporting, T&I disclosures, PMI disclosures, ARM disclosures and IRS reporting. Reviews all outgoing disclosures for investor and regulatory compliance.
Performs other related duties and projects as assigned.
All employees have the responsibility and the accountability to serve as risk managers for their businesses by understanding, reporting, responding to, managing and monitoring the risk they encounter daily as required by F.N.B. Corporation's risk management program.
F.N.B. Corporation is committed to achieving superior levels of compliance by adhering to regulatory laws and guidelines. Compliance with regulatory laws and company procedures is a required component of all position descriptions.
Minimum Level of Education Required to Perform the Primary Responsibilities of this Position:
High School or GED
Minimum # of Years of Job Related Experience Required to Perform the Primary Responsibilities of this Position:
1
Skills Required to Perform the Primary Responsibilities of this Position:
Excellent project management skills
Excellent communication skills, both written and verbal
Excellent organizational, analytical and interpersonal skills
Ability to use general office equipment
Ability to use a personal computer and job-related software
MS Word - Basic Level
MS Excel - Intermediate Level
MS PowerPoint - Basic Level
Knowledge of GSE (Freddie Mac/Fannie Mae) investor servicing and reporting. Knowledge of Fiserv Premier preferred.
Licensures/Certifications Required to Perform the Primary Responsibilities of this Position:
N/A
Physical Requirements or Work Conditions Beyond Traditional Office Work:
N/A
Equal Employment Opportunity (EEO):
It is the policy of FNB not to discriminate against any employee or applicant for employment because of his or her race, color, religion, sex, sexual orientation, gender identity, national origin, disability status, or status as a protected veteran. FNB provides all applicants and employees a discrimination and harassment free workplace.
Apply Now