Lead Credit Officer
About the position
Responsibilities
• Analyze credit risk for clients in the real estate, gaming, and lodging sectors.
• Monitor portfolio performance and produce periodic review reports, including annual reviews.
• Identify key risks and mitigation measures while assessing credit proposals.
• Utilize assigned lending authority to approve underwriting, structuring, and risk grading of loans.
• Coordinate with the Securitized Products Group for deal flow related to CMBS transactions.
• Work with CIB Coverage and Global Corporate Banking partners for REALIB deals.
• Participate in due diligence and provide credit expertise in structuring new debt facilities.
• Develop detailed financial models specific to transactions, including financial statement analysis and projections.
• Conduct sensitivity analysis on projections for stress testing on loans and serviceability.
• Analyze deal-specific covenants as early warning signals while monitoring loans.
• Manage a team of credit analysts, supervising deliverables and developing junior employees' skills.
• Participate in recruitment and training of junior team members.
Requirements
• Bachelor's degree in Business Administration, Finance, Accounting, Economics, or related field.
• 5 years of experience in credit risk analysis or related roles such as Lead Credit Officer or Credit Officer.
• Experience in credit underwriting and credit analytics.
• Knowledge of CRE lending across various sectors including office, multifamily, retail, industrial, lodging & gaming.
• Familiarity with U.S. and international markets and various loan types.
• Experience with corporate banking products including bonds, derivatives, and corporate credit cards.
• Proficiency in three-statement financial modeling and syndicated bank loan market.
Benefits
• Telecommuting permitted up to 40% of the week.
Apply Now
Apply Now
Responsibilities
• Analyze credit risk for clients in the real estate, gaming, and lodging sectors.
• Monitor portfolio performance and produce periodic review reports, including annual reviews.
• Identify key risks and mitigation measures while assessing credit proposals.
• Utilize assigned lending authority to approve underwriting, structuring, and risk grading of loans.
• Coordinate with the Securitized Products Group for deal flow related to CMBS transactions.
• Work with CIB Coverage and Global Corporate Banking partners for REALIB deals.
• Participate in due diligence and provide credit expertise in structuring new debt facilities.
• Develop detailed financial models specific to transactions, including financial statement analysis and projections.
• Conduct sensitivity analysis on projections for stress testing on loans and serviceability.
• Analyze deal-specific covenants as early warning signals while monitoring loans.
• Manage a team of credit analysts, supervising deliverables and developing junior employees' skills.
• Participate in recruitment and training of junior team members.
Requirements
• Bachelor's degree in Business Administration, Finance, Accounting, Economics, or related field.
• 5 years of experience in credit risk analysis or related roles such as Lead Credit Officer or Credit Officer.
• Experience in credit underwriting and credit analytics.
• Knowledge of CRE lending across various sectors including office, multifamily, retail, industrial, lodging & gaming.
• Familiarity with U.S. and international markets and various loan types.
• Experience with corporate banking products including bonds, derivatives, and corporate credit cards.
• Proficiency in three-statement financial modeling and syndicated bank loan market.
Benefits
• Telecommuting permitted up to 40% of the week.
Apply Now
Apply Now