Financial Risk Analyst

## WHAT YOU'LL DO: Credit Risk Management: Work closely with commercial teams to assess risk, implement processes, and drive education. Conduct credit underwriting & financial statement analysis to gauge counterparty financial health and make business recommendations accordingly. Assist in building and implementing credit risk models and analytical tools in-line with local standards to meet financial and regulatory reporting requirements. Analyze and monitor Ripple’s existing and evolving customer portfolio including setting credit exposure limits, allocation, concentration, pricing, terms, stress testing, etc. Assist in developing and refining Credit policies and procedures. Market Risk Management: Partner with the Trading and Markets team to review, reconcile, and report on Ripple’s trading activity. Assist in building and implementing the necessary reporting tools to quantify and display Ripple’s exposure to both fiat and digital currencies. Participate in periodic enterprise-wide risk assessments. ## WHAT YOU'LL BRING: Minimum 2 years of experience (master’s degree with minimum 1 year) in financial markets, credit risk management, trading, or related financial services roles Experience with data query (SQL), analysis (R or Python), and visualization tools (i.e., Tableau) a plus Knowledge of financial statement analysis Working experience in Credit Risk and lending especially with Moody’s credit risk products is a plus. Commercial mindset, supporting teams in making paired risk/return based decision. Proven ability to understand complex products and work with business teams to implement them. Strong relationship-building skills and willingness to collaborate cross-functionally. Passionate about financial risk management Ability to prioritize, multi-task, and thrive in a fast-paced environment.