Financial Crimes Regulatory Governance & Business Enablement Senior (Mid-Level)
About the position
As a dedicated Financial Crimes Regulatory Governance & Business Enablement Senior at USAA, you will play a crucial role in supporting the organization's mission to empower military members and their families to achieve financial security. This position is integral to the fraud transformation efforts at USAA Bank, where you will establish, execute, and govern fraud management activities. Your responsibilities will include conducting risk assessments, developing policies, frameworks, standards, processes, and tools as part of the first line of defense against fraud. You will serve as a subject matter expert in fraud risk management, ensuring compliance with regulatory and legal requirements while collaborating with various departments including Compliance, Risk Management, Audit Services, and Legal to support enterprise fraud management initiatives. In this role, you will guide and facilitate cross-functional teams in implementing and managing fraud risk management workstreams and projects. Utilizing your expertise, you will influence business strategies and advise on strengthening fraud risk management requirements. You will also contribute to risk assessments with business partners to identify operational inefficiencies and emerging fraud risks, while implementing action plans to mitigate potential impacts. Your responsibilities will extend to managing regulatory requirements and conducting examinations, as well as briefing executive management on projects that may affect fraud risk. Additionally, you will mentor peers and team members, develop training plans related to fraud risk management, and ensure that risks associated with business activities are effectively identified and controlled according to compliance policies.
Responsibilities
Establish and govern fraud management activities including risk assessments, policies, frameworks, and processes.
,
Serve as a subject matter expert in fraud risk management to ensure compliance with regulatory and legal requirements.
,
Collaborate with various departments to support enterprise fraud management initiatives.
,
Guide cross-functional teams in implementing and managing fraud risk management workstreams and projects.
,
Utilize expertise to influence business strategies and advise on fraud risk management requirements.
,
Contribute to risk assessments with business partners to determine impact and solutions.
,
Identify operational inefficiencies and emerging fraud risks, implementing action plans to mitigate business impact.
,
Manage and respond to regulatory requirements and requests, ensuring proper execution of conduct examinations.
,
Brief executive management on enterprise projects and initiatives impacting fraud risk.
,
Mentor peers and team members in assigned areas of responsibility.
,
Develop and execute training plans related to fraud risk management.
Requirements
Bachelor's Degree or 4 years of related experience may be substituted in lieu of degree.
,
6 years of operations experience in financial services, fraud, AML, compliance, risk, audit, or related areas.
,
4 years of fraud, compliance, risk, audit, or regulatory experience with accountability for projects or policies.
,
Proven knowledge of relevant laws, regulatory compliance, and industry regulations.
,
Demonstrated analytical, organizational, and problem-solving abilities with attention to detail.
,
Strong communication skills to collaborate with cross-functional teams and external regulatory agencies.
,
Knowledge of federal laws and regulations including PCI, REG CC, REG E, UCC, FCRA, BSA/AML.
Nice-to-haves
Highly organized professional proficient in presentation design and delivery.
,
Experience in program or project management.
,
Experience supporting fraud organization at a large financial institution.
,
US military experience through service or as a military spouse/domestic partner.
Benefits
Comprehensive medical, dental, and vision plans.
,
401(k) and pension plans.
,
Life insurance and parental benefits.
,
Adoption assistance and paid time off program with paid holidays.
,
16 paid volunteer hours and various wellness programs.
,
Career path planning and continuing education support.
Apply Now
As a dedicated Financial Crimes Regulatory Governance & Business Enablement Senior at USAA, you will play a crucial role in supporting the organization's mission to empower military members and their families to achieve financial security. This position is integral to the fraud transformation efforts at USAA Bank, where you will establish, execute, and govern fraud management activities. Your responsibilities will include conducting risk assessments, developing policies, frameworks, standards, processes, and tools as part of the first line of defense against fraud. You will serve as a subject matter expert in fraud risk management, ensuring compliance with regulatory and legal requirements while collaborating with various departments including Compliance, Risk Management, Audit Services, and Legal to support enterprise fraud management initiatives. In this role, you will guide and facilitate cross-functional teams in implementing and managing fraud risk management workstreams and projects. Utilizing your expertise, you will influence business strategies and advise on strengthening fraud risk management requirements. You will also contribute to risk assessments with business partners to identify operational inefficiencies and emerging fraud risks, while implementing action plans to mitigate potential impacts. Your responsibilities will extend to managing regulatory requirements and conducting examinations, as well as briefing executive management on projects that may affect fraud risk. Additionally, you will mentor peers and team members, develop training plans related to fraud risk management, and ensure that risks associated with business activities are effectively identified and controlled according to compliance policies.
Responsibilities
Establish and govern fraud management activities including risk assessments, policies, frameworks, and processes.
,
Serve as a subject matter expert in fraud risk management to ensure compliance with regulatory and legal requirements.
,
Collaborate with various departments to support enterprise fraud management initiatives.
,
Guide cross-functional teams in implementing and managing fraud risk management workstreams and projects.
,
Utilize expertise to influence business strategies and advise on fraud risk management requirements.
,
Contribute to risk assessments with business partners to determine impact and solutions.
,
Identify operational inefficiencies and emerging fraud risks, implementing action plans to mitigate business impact.
,
Manage and respond to regulatory requirements and requests, ensuring proper execution of conduct examinations.
,
Brief executive management on enterprise projects and initiatives impacting fraud risk.
,
Mentor peers and team members in assigned areas of responsibility.
,
Develop and execute training plans related to fraud risk management.
Requirements
Bachelor's Degree or 4 years of related experience may be substituted in lieu of degree.
,
6 years of operations experience in financial services, fraud, AML, compliance, risk, audit, or related areas.
,
4 years of fraud, compliance, risk, audit, or regulatory experience with accountability for projects or policies.
,
Proven knowledge of relevant laws, regulatory compliance, and industry regulations.
,
Demonstrated analytical, organizational, and problem-solving abilities with attention to detail.
,
Strong communication skills to collaborate with cross-functional teams and external regulatory agencies.
,
Knowledge of federal laws and regulations including PCI, REG CC, REG E, UCC, FCRA, BSA/AML.
Nice-to-haves
Highly organized professional proficient in presentation design and delivery.
,
Experience in program or project management.
,
Experience supporting fraud organization at a large financial institution.
,
US military experience through service or as a military spouse/domestic partner.
Benefits
Comprehensive medical, dental, and vision plans.
,
401(k) and pension plans.
,
Life insurance and parental benefits.
,
Adoption assistance and paid time off program with paid holidays.
,
16 paid volunteer hours and various wellness programs.
,
Career path planning and continuing education support.
Apply Now