Experienced Loan Officer Assistant (Remote – Work From Home)
About the Opportunity
We are seeking an Experienced Loan Officer Assistant with strong income and credit analysis skills to support a top-producing Loan Officer based in Dallas, TX. The majority of production is in Texas, and this role supports a high-volume, referral-driven business model fueled by strong real estate agent relationships and social media engagement.
This is not an entry-level position. We are looking for someone confident in income analysis, credit review, AUS findings, file documentation, and pipeline coordination — someone who can think like an underwriter and operate like a strategic partner to a high-performing loan officer.
This is a fully remote position. You may live anywhere in the United States.
What Makes This Role Unique
• High referral volume from strong agent partnerships
• Significant filtering and prequalification activity
• CRM-driven communication workflows already automated
• Heavy focus on scenario structuring and borrower analysis
• Direct daily interaction with a top-producing Loan Officer
• Structured accountability with daily pipeline reporting
Primary Responsibilities
Income, Credit & Scenario Analysis
• Review and analyze borrower income scenarios
• Evaluate complex income types, including:
• Self-employed borrowers (Schedule C, K-1, 1120S/1120 returns)
• Commission and bonus income
• Traveling nurses and contract income
• Variable, seasonal, or declining income
• Review full tri-merge credit reports
• Analyze credit profiles for risk, payment patterns, and qualifying factors
• Identify potential red flags early
• Run Automated Underwriting Systems (AUS) such as DU/LP
• Interpret AUS findings and structure files accordingly
• Utilize income analyzer software to support calculations
• Structure clean, well-documented pre-approvals
LOS Documentation & File Management (Core Responsibility)
• Enter and maintain detailed file documentation in the LOS throughout the life of the loan
• Add thorough, clear, and compliance-ready notes at every stage
• Document income calculations, credit analysis, AUS findings, and decision rationale
• Maintain organized electronic files to prepare for processing and underwriting
• Ensure loan files are audit-ready at all times
Pipeline & Team Coordination
• Provide daily pipeline status reports to the Loan Officer
• Monitor file progression and proactively identify potential issues
• Coordinate closely with:
• Top-Producing Loan Officer
• Processor
• Underwriters
• Company Owner
• Ensure smooth communication between all parties
• Support document review and pre-underwriting preparation
• Help maintain speed, structure, and quality in a high-volume pipeline
Ideal Candidate Profile
• 3+ years mortgage industry experience
• Prior mortgage underwriting experience strongly preferred
• Strong income analysis background
• Confident reviewing tax returns and complex borrower scenarios
• Experience reviewing credit reports and running AUS
• Extremely detail-oriented and organized
• Strong written documentation skills
• Comfortable working in a fast-paced, referral-heavy environment
• Able to think critically and problem-solve independently
• Self-motivated and reliable in a remote setting
Technology & Tools
• CRM with automated borrower communication
• Income analyzer software provided
• LOS experience required (ARIVE or similar preferred)
• Experience with DU/LP required
What Success Looks Like
• Accurate and confident income and credit analysis
• Properly structured files aligned with AUS findings
• Thorough LOS documentation and clean file notes
• Clear daily pipeline reporting
• Proactive identification of file weaknesses
• Strong coordination across the team
Why This Role Is Attractive
• Fully remote (U.S.-based)
• Work alongside a top-producing Loan Officer
• Structured systems and automation already in place
• Stable, referral-driven business model
If you are strong in income and credit analysis, take pride in detailed file documentation, and enjoy being the operational backbone behind a high-performing loan officer — we would love to speak with you.
Apply today and tell us about your experience reviewing complex income, analyzing credit, running AUS, and managing loan files from application through closing.
Pay: $60,000.00 - $150,000.00 per year
Benefits:
• Work from home
Work Location: Remote
Apply Now
Apply Now
We are seeking an Experienced Loan Officer Assistant with strong income and credit analysis skills to support a top-producing Loan Officer based in Dallas, TX. The majority of production is in Texas, and this role supports a high-volume, referral-driven business model fueled by strong real estate agent relationships and social media engagement.
This is not an entry-level position. We are looking for someone confident in income analysis, credit review, AUS findings, file documentation, and pipeline coordination — someone who can think like an underwriter and operate like a strategic partner to a high-performing loan officer.
This is a fully remote position. You may live anywhere in the United States.
What Makes This Role Unique
• High referral volume from strong agent partnerships
• Significant filtering and prequalification activity
• CRM-driven communication workflows already automated
• Heavy focus on scenario structuring and borrower analysis
• Direct daily interaction with a top-producing Loan Officer
• Structured accountability with daily pipeline reporting
Primary Responsibilities
Income, Credit & Scenario Analysis
• Review and analyze borrower income scenarios
• Evaluate complex income types, including:
• Self-employed borrowers (Schedule C, K-1, 1120S/1120 returns)
• Commission and bonus income
• Traveling nurses and contract income
• Variable, seasonal, or declining income
• Review full tri-merge credit reports
• Analyze credit profiles for risk, payment patterns, and qualifying factors
• Identify potential red flags early
• Run Automated Underwriting Systems (AUS) such as DU/LP
• Interpret AUS findings and structure files accordingly
• Utilize income analyzer software to support calculations
• Structure clean, well-documented pre-approvals
LOS Documentation & File Management (Core Responsibility)
• Enter and maintain detailed file documentation in the LOS throughout the life of the loan
• Add thorough, clear, and compliance-ready notes at every stage
• Document income calculations, credit analysis, AUS findings, and decision rationale
• Maintain organized electronic files to prepare for processing and underwriting
• Ensure loan files are audit-ready at all times
Pipeline & Team Coordination
• Provide daily pipeline status reports to the Loan Officer
• Monitor file progression and proactively identify potential issues
• Coordinate closely with:
• Top-Producing Loan Officer
• Processor
• Underwriters
• Company Owner
• Ensure smooth communication between all parties
• Support document review and pre-underwriting preparation
• Help maintain speed, structure, and quality in a high-volume pipeline
Ideal Candidate Profile
• 3+ years mortgage industry experience
• Prior mortgage underwriting experience strongly preferred
• Strong income analysis background
• Confident reviewing tax returns and complex borrower scenarios
• Experience reviewing credit reports and running AUS
• Extremely detail-oriented and organized
• Strong written documentation skills
• Comfortable working in a fast-paced, referral-heavy environment
• Able to think critically and problem-solve independently
• Self-motivated and reliable in a remote setting
Technology & Tools
• CRM with automated borrower communication
• Income analyzer software provided
• LOS experience required (ARIVE or similar preferred)
• Experience with DU/LP required
What Success Looks Like
• Accurate and confident income and credit analysis
• Properly structured files aligned with AUS findings
• Thorough LOS documentation and clean file notes
• Clear daily pipeline reporting
• Proactive identification of file weaknesses
• Strong coordination across the team
Why This Role Is Attractive
• Fully remote (U.S.-based)
• Work alongside a top-producing Loan Officer
• Structured systems and automation already in place
• Stable, referral-driven business model
If you are strong in income and credit analysis, take pride in detailed file documentation, and enjoy being the operational backbone behind a high-performing loan officer — we would love to speak with you.
Apply today and tell us about your experience reviewing complex income, analyzing credit, running AUS, and managing loan files from application through closing.
Pay: $60,000.00 - $150,000.00 per year
Benefits:
• Work from home
Work Location: Remote
Apply Now
Apply Now