Community CRA - MLO

Remote Full-time
Description:
• Originates Community Reinvestment Act (CRA) loans in an assigned community market serving primarily low to moderate income borrowers.
• Develops referral relationships with realtors, builders, bankers, and other sources for the purpose of originating residential loans through ongoing sales efforts.
• Takes mortgage applications, conducts preliminary underwriting reviews, and submits loan applications to processing.
• Remains the front line contact with customers and realtors for follow up documentation needed to approve and close loan.
• Deepens customer relationships by identifying opportunities to meet all customer needs.
• Incumbents are expected to spend a minimum of 50% of their time conducting their activities away from U.S. Bank locations.

Requirements:
• High school diploma or equivalent
• Typically at least one year of mortgage, sales, real estate, or banking experience
• Ability to travel

Benefits:
• Healthcare (medical, dental, vision)
• Basic term and optional term life insurance
• Short-term and long-term disability
• Pregnancy disability and parental leave
• 401(k) and employer-funded retirement plan
• Paid vacation (from two to five weeks depending on salary grade and tenure)
• Up to 11 paid holiday opportunities
• Adoption assistance
• Sick and Safe Leave accruals of one hour for every 30 worked, up to 80 hours per calendar year unless otherwise provided by law

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