Commercial Portfolio Manager - Ponca City
Position Opening: Commercial Portfolio Manager
Department: Commercial Loans
Location: Ponca City - Downtown
Salary: Full-Time, Salaried with Benefits
Summary: The Commercial Portfolio Manager (CPM) is responsible for the administrative management of the specific assigned lending relationships of commercial loans. The CPM will act as a resource to the Commercial Loan Officer for his/her accounts. The administrative management of the account includes ensuring that compliance and covenant information is up to date and complete within credit files and that there is active communication with the borrower to obtain such information. In addition, the CPM will assist in performing underwriting analysis of new or renewed credits, including the preparation of credit approval packets.
Responsibilities and Expectations
Primary Responsibilities:
• Focus daily activities on ensuring information and credit files of all assigned borrowers are current and there is active communication with borrowers.
• Maintain follow up with existing clients to ensure that the bank has timely and accurate financial information for purposes of loan monitoring and updating loan files.
• Assists in preparing and underwriting credit approval packets including new request, renewals and annual reviews within assigned portfolio.
• Works closely with the Credit Department to ensure all assigned loan requests are processed in a timely manner.
• Present Annual Reviews of assigned credits to Loan Committee.
• Reviews loan documentation to ensure documents accurately reflect credit approval terms, perfect the bank's security position and protect the bank's rights and remedies.
• Schedule and conduct timely site visits and inspections of collateral.
• Assist in facilitating the closing of transactions.
• Assist Commercial Lenders in managing past due and maturing loans.
• Attends and participates in team meetings and required community/business related events.
• Assist Commercial Lenders to ensure customers are being serviced as needed.
• Perform other duties as assigned or required.
Secondary Responsibilities
• Assists with developing and strengthening existing commercial banking relationships through scheduled customer touches.
• Assists with researching, preparation and execution of customer calls.
• Assists with developing new sources of revenue within the existing portfolio by maintaining knowledge of commercial banking products and services and exploring cross selling opportunities.
• Provide back up support for loan assistants from time to time.
• The employee is responsible for understanding and following the applicable laws and regulations for their job responsibilities including, but not limited, to the Equity Bank Business Ethic and Conduct policy, the Bank Secrecy Act, Information Security policies and procedures, and Suspicious Activity reporting requirements.
Required Skills & Education
• Bachelor's Degree in Accounting, Finance or related field (required)
• 3+ years credit analysis experience (required)
• Previous experience in a portfolio management role (preferred)
The above statements are intended to generally describe the nature and level of work to be performed by most people assigned to this job. It is not intended as an exhaustive list of all responsibilities, duties, and requirements.
Physical Requirements
This position requires standing, walking, bending, and squatting on a regular basis. May require the ability to stoop, kneel, crouch or reach with hands and arms. Requires the ability to carry, lift, move or push up to 10 pounds on an occasional basis. Must be able to talk and listen to others. Frequently uses hands and fingers to handle or feel. Requires ability to see up close and distant, distinguish colors, peripheral vision, depth perception and the ability to adjust focus. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
Work Environment
This position regularly works in an office setting. Most of the job duties require the employee to be working with computers and electronic media on a regular basis.
Equity Bank is an equal opportunity employer and will not make employment decisions based on an applicant's race or skin color, national origin or ethnicity, religious beliefs, age, sex, physical or mental ability.
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Department: Commercial Loans
Location: Ponca City - Downtown
Salary: Full-Time, Salaried with Benefits
Summary: The Commercial Portfolio Manager (CPM) is responsible for the administrative management of the specific assigned lending relationships of commercial loans. The CPM will act as a resource to the Commercial Loan Officer for his/her accounts. The administrative management of the account includes ensuring that compliance and covenant information is up to date and complete within credit files and that there is active communication with the borrower to obtain such information. In addition, the CPM will assist in performing underwriting analysis of new or renewed credits, including the preparation of credit approval packets.
Responsibilities and Expectations
Primary Responsibilities:
• Focus daily activities on ensuring information and credit files of all assigned borrowers are current and there is active communication with borrowers.
• Maintain follow up with existing clients to ensure that the bank has timely and accurate financial information for purposes of loan monitoring and updating loan files.
• Assists in preparing and underwriting credit approval packets including new request, renewals and annual reviews within assigned portfolio.
• Works closely with the Credit Department to ensure all assigned loan requests are processed in a timely manner.
• Present Annual Reviews of assigned credits to Loan Committee.
• Reviews loan documentation to ensure documents accurately reflect credit approval terms, perfect the bank's security position and protect the bank's rights and remedies.
• Schedule and conduct timely site visits and inspections of collateral.
• Assist in facilitating the closing of transactions.
• Assist Commercial Lenders in managing past due and maturing loans.
• Attends and participates in team meetings and required community/business related events.
• Assist Commercial Lenders to ensure customers are being serviced as needed.
• Perform other duties as assigned or required.
Secondary Responsibilities
• Assists with developing and strengthening existing commercial banking relationships through scheduled customer touches.
• Assists with researching, preparation and execution of customer calls.
• Assists with developing new sources of revenue within the existing portfolio by maintaining knowledge of commercial banking products and services and exploring cross selling opportunities.
• Provide back up support for loan assistants from time to time.
• The employee is responsible for understanding and following the applicable laws and regulations for their job responsibilities including, but not limited, to the Equity Bank Business Ethic and Conduct policy, the Bank Secrecy Act, Information Security policies and procedures, and Suspicious Activity reporting requirements.
Required Skills & Education
• Bachelor's Degree in Accounting, Finance or related field (required)
• 3+ years credit analysis experience (required)
• Previous experience in a portfolio management role (preferred)
The above statements are intended to generally describe the nature and level of work to be performed by most people assigned to this job. It is not intended as an exhaustive list of all responsibilities, duties, and requirements.
Physical Requirements
This position requires standing, walking, bending, and squatting on a regular basis. May require the ability to stoop, kneel, crouch or reach with hands and arms. Requires the ability to carry, lift, move or push up to 10 pounds on an occasional basis. Must be able to talk and listen to others. Frequently uses hands and fingers to handle or feel. Requires ability to see up close and distant, distinguish colors, peripheral vision, depth perception and the ability to adjust focus. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
Work Environment
This position regularly works in an office setting. Most of the job duties require the employee to be working with computers and electronic media on a regular basis.
Equity Bank is an equal opportunity employer and will not make employment decisions based on an applicant's race or skin color, national origin or ethnicity, religious beliefs, age, sex, physical or mental ability.
Apply tot his job
Apply To this Job