Associate Claim Representative Inside Auto

Travelers is a leading property casualty insurer with a commitment to customer service and community support. The Associate Claim Representative, Inside Auto, will participate in structured training to develop skills in claim handling and customer service while managing insurance damage claims related to automobiles and property. This role involves significant customer interaction and aims to prepare the candidate for full claims handling responsibilities after a training period. Responsibilities Actively participate in structured training classes covering insurance policies, specific claim processes, systems, and procedures, including virtual, classroom, and on-the-job training Assess coverage to determine compensability Investigate by gathering information from policyholders, claimants, and witnesses Partner with resources, as needed, to obtain other evidence in order to properly handle the claim. Assess claims for potential fraud Establish appropriate claim reserves, determine the claim resolution amount, and issue accurate payments Develop and execute action plans for effective claim resolution Communicate and apprise all parties regarding claim status, including business customers Maintain accurate records of claim activity in claim management systems Demonstrate openness to continuous learning, particularly in AI and digital transformation Adapt to new workflows, technology implementations, system upgrades, and digital tool rollouts while maintaining productivity and service quality Acquire and maintain relevant Insurance License(s) to comply with state and Travelers’ requirements within three months of starting the job Perform other duties as assigned Skills High School Diploma or GED and one year of customer service experience OR Bachelor's Degree Acquire and maintain relevant Insurance License(s) to comply with state and Travelers' requirements within three months of starting the job Previous internship or work experience in insurance or customer service Strong attention to detail and organizational skills Ability to manage multiple tasks and prioritize effectively Exceptional customer service skills and a commitment to providing a positive experience for insureds and claimants Ability to exercise sound judgement and make effective decisions Strong verbal and written communication skills with the ability to convey information clearly and professionally Benefits Health Insurance Retirement: Travelers matches your 401(k) contributions dollar-for-dollar up to your first 5% of eligible pay, subject to an annual maximum. If you have student loan debt, you can enroll in the Paying it Forward Savings Program. When you make a payment toward your student loan, Travelers will make an annual contribution into your 401(k) account. You are also eligible for a Pension Plan that is 100% funded by Travelers. Paid Time Off: Start your career at Travelers with a minimum of 20 days Paid Time Off annually, plus nine paid company Holidays. Wellness Program: The Travelers wellness program is comprised of tools, discounts and resources that empower you to achieve your wellness goals and caregiving needs. In addition, our mental health program provides access to free professional counseling services, health coaching and other resources to support your daily life needs. Volunteer Encouragement: We have a deep commitment to the communities we serve and encourage our employees to get involved. Travelers has a Matching Gift and Volunteer Rewards program that enables you to give back to the charity of your choice. Company Overview Travelers provides insurance coverage to protect the things that are important to you – your home, your car, your valuables and your business. It was founded in 1853, and is headquartered in New York, New York, USA, with a workforce of 10001+ employees. Its website is Company H1B Sponsorship Travelers has a track record of offering H1B sponsorships, with 75 in 2025, 47 in 2024, 60 in 2023, 42 in 2022, 27 in 2021, 20 in 2020. Please note that this does not guarantee sponsorship for this specific role.