Underwriter, E&S Commercial Lines
About Futuristic Underwriters Futuristic Underwriters is an MGA that was launched to deliver innovative P&C insurance products to the marketplace. We are an affiliate of a financially sound and well-established organization that provides robust services and support. Our strategy is to leverage technology as a tool to optimize distribution, underwriting, service, and claims handling. We are looking for top talent to join us in building new products by harnessing the power of innovative approaches. We offer the opportunity to be on the ground floor of building a book of business with the innovation and flexibility of an MGA, supported by the resources of an established carrier – including insurance companies, operational support teams, claims, actuarial services, and more. We offer the following: • Ground-floor participation in building a book of business, defining a dynamic culture, establishing our underwriting style, and influencing new capability prioritization. • Competitive salary and incentive structure. • Full benefits package including medical, dental, vision, disability, and life coverage. • 401(k) with up to 4% match after 90 days of employment. The Program We are launching a commercial property and casualty program to underwrite small and middle-market businesses on an admitted and E&S basis, offering General Liability, Automobile, Property, Umbrella, and other supporting coverages nationwide. Coverages can be written monoline or as a package. Initially, we will be pursuing risks in the construction, service, and retail sectors, with planned expansions over time. What makes us unique: • Distribute directly to retail agents with support from a national sales team. • Ability to combine E&S and admitted products in a single quote. • Vast cross-sell opportunities with other Futuristic programs. • Strong balance between growth and loss performance. • Dedication to fully utilizing technology, data, software development, and automation to create an optimized underwriting experience. The Role A Commercial Underwriter will be an integral part of the Commercial P&C team, reporting to the Commercial Underwriting Leader. This position will be 100% remote in the United States. This position will underwrite all coverages and classes we offer on both an admitted and non-admitted basis. This position will work closely with our appointed agents to underwrite new business, larger renewals, and highly technical transactions. Performance will be primarily measured by profitability, growth, and agency management. A Commercial Underwriter will have an array of resources to be successful and able to focus on the key tasks that deliver results. A team of underwriting assistants in a service center will handle most post bind transactions. The national sales team will appoint new agents, source new business submissions, and provide insights during the agency review process. Our technology roadmap will deliver an optimized underwriting process and minimize manual entry through automation and integration. Our proprietary software platform houses rating, issuance, documentation, and workflow in a single place to simplify the underwriting process. Come join our newly forming team to have a major impact on our culture, defining our underwriting style, and influence prioritization of our roll out strategy! Our Structure We will have a team of underwriters responsible for new business, renewals, and highly technical transactions. Underwriters will be supported by a team of underwriting assistants responsible for post bind service transactions. We have a proprietary all-in-one software platform to optimize the underwriting process for rating, issuance, documentation, and workflow. A national sales team will appoint new agents, source new business, and provide insights during the agency review process. Our structure will evolve over time as additional products go live, incorporating differentiation based on account size, complexity, and agency type. Qualifications • We are seeking candidates for multiple roles, requiring approximately 5 to 20+ years of multi-line commercial underwriting experience. Titles will be commensurate with experience and future expectations. • Advanced knowledge of technical underwriting, form language, and the competitive landscape. • Ability to take a consultative approach with agents to differentiate ourselves on new business, renewals, services, and establish strong relationships. • Committed advocate for exceptional customer experience. • Possesses a proactive and hands-on approach, ready to tackle challenges with determination and resourcefulness. Apply tot his job