Strategic Credit & Fraud Risk Analyst – Net Loss Forecasting & Risk Analytics (Remote Work From Home)
Join arenaflex: Where Finance Meets Innovation
At arenaflex, we believe that with the right support, individuals and organizations have the power to grow in extraordinary ways. As part of a global and diverse network of colleagues, you'll join a team with an unwavering dedication to our customers, communities, and each other. We are currently seeking a talented Strategic Credit & Fraud Risk Analyst to become a vital member of our Credit & Fraud Risk Finance group.
This is an exceptional opportunity for analytical professionals who thrive in a fast-paced, intellectually stimulating environment. In this role, you will be devoted to delivering fact-based, decision-driven, and high-impact Net Loss Provision forecasts and credit-risk-related insights. You will be challenged to design and develop deep analytics using advanced methodologies in forecasting approaches, while simultaneously performing data analyses, modeling, synthesizing conclusions, and communicating recommendations to key stakeholders and partners.
As part of a highly skilled team with strong intellectual curiosity and within a collaborative environment, you will interact with and influence partners across the Finance organization and Credit & Fraud Risk divisions. This role offers broad exposure to senior leadership, including Chief Credit Officers, Finance Leadership, and Marketing management, providing invaluable experience for your professional growth.
How You Will Make an Impact
In this role, you will develop a deep understanding of Risk Management by evaluating strategic decisions, organizing profitability linkages between customer behaviors, fraud and credit provision, and driving credit-related analytical insights to key stakeholders including Risk, Collections, Marketing, and Finance teams.
Your contributions will directly influence our business outcomes and strategic direction. Here's what you can expect to own:
Economic Planning & Analysis: Lead the financial planning process on metrics that affect the net loss provision on a daily basis, ensuring accuracy and timeliness in our forecasting models.
Cross-Functional Collaboration: Partner with Risk and Finance teams on cross-agency strategic projects by driving key analytics to inform business decisions and optimize performance.
Insight Development: Drive awareness of data, insights, market, and portfolio trends across organizations and proactively identify opportunities for analyses that can enhance our competitive advantage.
Thought Leadership: Provide thought leadership on initiatives across the Global Risk Finance organization to help arenaflex meet its long-term growth targets.
Stakeholder Communication: Effectively communicate complex analytical findings to key stakeholders, translating data into actionable business recommendations.
Model Development: Design, develop, and maintain sophisticated forecasting models using advanced statistical and machine learning methodologies.
Risk Assessment: Evaluate credit risk exposures and fraud patterns to provide comprehensive risk assessments that inform strategic decision-making.
Performance Monitoring: Monitor portfolio performance metrics and identify trends, anomalies, and opportunities for improvement.
What We're Looking For
Essential Qualifications
Educational Background: Bachelor's degree in Finance, Economics, Statistics, Mathematics, or a related quantitative field. Advanced degrees (MBA, Master's, or PhD) are highly preferred.
Professional Experience: Minimum of 2-5 years of experience in financial analysis, credit risk management, fraud analytics, or a related field within the financial services industry.
Analytical Skills: Strong proficiency in statistical analysis, predictive modeling, and forecasting techniques.
Technical Expertise: Advanced proficiency in Excel, PowerPoint, and experience with programming languages such as Python, R, or SAS.
Data Management: Experience working with large datasets and database management systems.
Communication Skills: Excellent written and verbal communication skills with the ability to present complex findings to diverse audiences.
Business Acumen: Strong understanding of financial statements, P&L management, and business strategy.
Remote Work Capability: Self-motivated and disciplined professional who can thrive in a remote work-from-home environment.
Preferred Qualifications
Experience in credit card or consumer lending risk management
Knowledge of machine learning techniques and their application in fraud detection
Familiarity with credit risk modeling frameworks such as IFRS 9 and CECL
Experience working with Tableau, Power BI, or other data visualization tools
Strong project management skills with the ability to manage multiple priorities
Experience influencing cross-functional teams without direct authority
Professional certifications such as CFA, FRM, or CPA are a plus
Skills & Competencies for Success
To excel in this role, you will need to demonstrate the following core competencies:
Analytical Thinking: The ability to dissect complex problems, identify patterns, and develop data-driven solutions.
Strategic Vision: Understanding of how individual decisions impact broader business objectives and long-term growth.
Collaboration: Working effectively with cross-functional teams and building strong relationships with stakeholders at all levels.
Adaptability: Thriving in a rapidly evolving environment and embracing change with enthusiasm.
Attention to Detail: Maintaining precision in analysis while keeping sight of the bigger picture.
Initiative: Proactively identifying opportunities and taking ownership of projects from conception to completion.
Continuous Learning: A growth mindset with enthusiasm for developing new skills and staying current with industry trends.
Career Growth & Development Opportunities
At arenaflex, we are committed to helping our employees grow and advance in their careers. This role offers numerous opportunities for professional development, including:
Exposure to Senior Leadership: Regular interaction with C-suite executives and key decision-makers across the organization.
Comprehensive Training: Access to world-class training programs, workshops, and certification opportunities.
Career Pathing: Clear advancement pathways within the Finance, Risk, and Analytics functions.
Cross-Functional Rotation: Opportunities to work across different business units and gain diverse experience.
Mentorship: Guidance from experienced leaders and industry experts.
Cutting-Edge Technology: Hands-on experience with the latest analytics tools, platforms, and methodologies.
Whether you're looking to deepen your expertise in risk management, advance into leadership positions, or explore other areas of our business, arenaflex provides the resources and support you need to achieve your career goals.
Work Environment & Culture
Our culture is built on collaboration, innovation, and inclusivity. As a remote team member, you'll enjoy the flexibility of working from home while remaining connected to a supportive and engaged community. We believe in work-life balance and trust our team members to manage their schedules effectively.
At arenaflex, you'll find:
Inclusive Environment: A diverse workplace where different perspectives are valued and celebrated.
Collaborative Spirit: Team-oriented culture that encourages knowledge sharing and mutual support.
Innovation Focus: Commitment to staying at the forefront of financial technology and analytics.
Community Impact: Opportunities to give back to communities through volunteer initiatives and charitable programs.
Employee Wellness: Comprehensive wellness programs and resources to support your physical and mental well-being.
Compensation & Benefits
We offer competitive compensation packages that recognize your skills, experience, and contributions. Our comprehensive benefits package includes:
Attractive base salary with performance-based bonus opportunities
Health, dental, and vision insurance coverage
Retirement savings plan with company matching
Paid time off and holidays
Professional development reimbursement
Remote work stipend for home office setup and internet costs
Employee assistance program
Various employee discounts and perks
Join Our Team
Are you ready to make an impact? Are you passionate about analytics, risk management, and driving business success? If so, we want to hear from you!
At arenaflex, we need brave, quick-thinking professionals who can shape the strategic decisions that lead our business forward. Whether it's negotiating with our biggest global partners or developing innovative financial solutions, you'll have an influence on our daily operations and the future direction of the company.
This is your chance to join a team of talented professionals, work with cutting-edge technology, and advance your career in finance and analytics. Find your place in finance on #TeamArenaflex and help us build the future of financial services.
We encourage you to apply today and take the first step toward an exciting and rewarding career opportunity. Don't miss this chance to grow with a global leader in financial services!
At arenaflex, we believe that with the right support, individuals and organizations have the power to grow in extraordinary ways. As part of a global and diverse network of colleagues, you'll join a team with an unwavering dedication to our customers, communities, and each other. We are currently seeking a talented Strategic Credit & Fraud Risk Analyst to become a vital member of our Credit & Fraud Risk Finance group.
This is an exceptional opportunity for analytical professionals who thrive in a fast-paced, intellectually stimulating environment. In this role, you will be devoted to delivering fact-based, decision-driven, and high-impact Net Loss Provision forecasts and credit-risk-related insights. You will be challenged to design and develop deep analytics using advanced methodologies in forecasting approaches, while simultaneously performing data analyses, modeling, synthesizing conclusions, and communicating recommendations to key stakeholders and partners.
As part of a highly skilled team with strong intellectual curiosity and within a collaborative environment, you will interact with and influence partners across the Finance organization and Credit & Fraud Risk divisions. This role offers broad exposure to senior leadership, including Chief Credit Officers, Finance Leadership, and Marketing management, providing invaluable experience for your professional growth.
How You Will Make an Impact
In this role, you will develop a deep understanding of Risk Management by evaluating strategic decisions, organizing profitability linkages between customer behaviors, fraud and credit provision, and driving credit-related analytical insights to key stakeholders including Risk, Collections, Marketing, and Finance teams.
Your contributions will directly influence our business outcomes and strategic direction. Here's what you can expect to own:
Economic Planning & Analysis: Lead the financial planning process on metrics that affect the net loss provision on a daily basis, ensuring accuracy and timeliness in our forecasting models.
Cross-Functional Collaboration: Partner with Risk and Finance teams on cross-agency strategic projects by driving key analytics to inform business decisions and optimize performance.
Insight Development: Drive awareness of data, insights, market, and portfolio trends across organizations and proactively identify opportunities for analyses that can enhance our competitive advantage.
Thought Leadership: Provide thought leadership on initiatives across the Global Risk Finance organization to help arenaflex meet its long-term growth targets.
Stakeholder Communication: Effectively communicate complex analytical findings to key stakeholders, translating data into actionable business recommendations.
Model Development: Design, develop, and maintain sophisticated forecasting models using advanced statistical and machine learning methodologies.
Risk Assessment: Evaluate credit risk exposures and fraud patterns to provide comprehensive risk assessments that inform strategic decision-making.
Performance Monitoring: Monitor portfolio performance metrics and identify trends, anomalies, and opportunities for improvement.
What We're Looking For
Essential Qualifications
Educational Background: Bachelor's degree in Finance, Economics, Statistics, Mathematics, or a related quantitative field. Advanced degrees (MBA, Master's, or PhD) are highly preferred.
Professional Experience: Minimum of 2-5 years of experience in financial analysis, credit risk management, fraud analytics, or a related field within the financial services industry.
Analytical Skills: Strong proficiency in statistical analysis, predictive modeling, and forecasting techniques.
Technical Expertise: Advanced proficiency in Excel, PowerPoint, and experience with programming languages such as Python, R, or SAS.
Data Management: Experience working with large datasets and database management systems.
Communication Skills: Excellent written and verbal communication skills with the ability to present complex findings to diverse audiences.
Business Acumen: Strong understanding of financial statements, P&L management, and business strategy.
Remote Work Capability: Self-motivated and disciplined professional who can thrive in a remote work-from-home environment.
Preferred Qualifications
Experience in credit card or consumer lending risk management
Knowledge of machine learning techniques and their application in fraud detection
Familiarity with credit risk modeling frameworks such as IFRS 9 and CECL
Experience working with Tableau, Power BI, or other data visualization tools
Strong project management skills with the ability to manage multiple priorities
Experience influencing cross-functional teams without direct authority
Professional certifications such as CFA, FRM, or CPA are a plus
Skills & Competencies for Success
To excel in this role, you will need to demonstrate the following core competencies:
Analytical Thinking: The ability to dissect complex problems, identify patterns, and develop data-driven solutions.
Strategic Vision: Understanding of how individual decisions impact broader business objectives and long-term growth.
Collaboration: Working effectively with cross-functional teams and building strong relationships with stakeholders at all levels.
Adaptability: Thriving in a rapidly evolving environment and embracing change with enthusiasm.
Attention to Detail: Maintaining precision in analysis while keeping sight of the bigger picture.
Initiative: Proactively identifying opportunities and taking ownership of projects from conception to completion.
Continuous Learning: A growth mindset with enthusiasm for developing new skills and staying current with industry trends.
Career Growth & Development Opportunities
At arenaflex, we are committed to helping our employees grow and advance in their careers. This role offers numerous opportunities for professional development, including:
Exposure to Senior Leadership: Regular interaction with C-suite executives and key decision-makers across the organization.
Comprehensive Training: Access to world-class training programs, workshops, and certification opportunities.
Career Pathing: Clear advancement pathways within the Finance, Risk, and Analytics functions.
Cross-Functional Rotation: Opportunities to work across different business units and gain diverse experience.
Mentorship: Guidance from experienced leaders and industry experts.
Cutting-Edge Technology: Hands-on experience with the latest analytics tools, platforms, and methodologies.
Whether you're looking to deepen your expertise in risk management, advance into leadership positions, or explore other areas of our business, arenaflex provides the resources and support you need to achieve your career goals.
Work Environment & Culture
Our culture is built on collaboration, innovation, and inclusivity. As a remote team member, you'll enjoy the flexibility of working from home while remaining connected to a supportive and engaged community. We believe in work-life balance and trust our team members to manage their schedules effectively.
At arenaflex, you'll find:
Inclusive Environment: A diverse workplace where different perspectives are valued and celebrated.
Collaborative Spirit: Team-oriented culture that encourages knowledge sharing and mutual support.
Innovation Focus: Commitment to staying at the forefront of financial technology and analytics.
Community Impact: Opportunities to give back to communities through volunteer initiatives and charitable programs.
Employee Wellness: Comprehensive wellness programs and resources to support your physical and mental well-being.
Compensation & Benefits
We offer competitive compensation packages that recognize your skills, experience, and contributions. Our comprehensive benefits package includes:
Attractive base salary with performance-based bonus opportunities
Health, dental, and vision insurance coverage
Retirement savings plan with company matching
Paid time off and holidays
Professional development reimbursement
Remote work stipend for home office setup and internet costs
Employee assistance program
Various employee discounts and perks
Join Our Team
Are you ready to make an impact? Are you passionate about analytics, risk management, and driving business success? If so, we want to hear from you!
At arenaflex, we need brave, quick-thinking professionals who can shape the strategic decisions that lead our business forward. Whether it's negotiating with our biggest global partners or developing innovative financial solutions, you'll have an influence on our daily operations and the future direction of the company.
This is your chance to join a team of talented professionals, work with cutting-edge technology, and advance your career in finance and analytics. Find your place in finance on #TeamArenaflex and help us build the future of financial services.
We encourage you to apply today and take the first step toward an exciting and rewarding career opportunity. Don't miss this chance to grow with a global leader in financial services!