Senior Product Analyst/Product Specialist - Commercial Auto

Be Here. Be Great. Working for a leader in the insurance industry means opportunity for you. Great American Insurance Group's member companies are subsidiaries of American Financial Group. We combine a "small company" culture where your ideas will be heard with "big company" expertise to help you succeed. With over 30 specialty and property and casualty operations, there are always opportunities here to learn and grow. At Great American, we value and recognize the benefits derived when people with different backgrounds and experiences work together to achieve business results. Our goal is to create a workplace where all employees feel included, empowered, and enabled to perform at their best. Product Compliance offers subject matter expertise related to Common Products (Commercial Auto, General Liability, Umbrella/Excess, Property, Inland Marine, Crime, Workers' Compensation and Cyber) in order to enhance the organization's ability to adapt to new market opportunities and changing risk environments. It also assists business units in developing and maintaining competitive insurance products, while ensuring that they meet regulatory compliance and state filing requirements. Product Compliance handles rate/rule/form filings for all P&C lines of business in all jurisdictions. Great American’s culture is built on connection, shared learning, and strong relationships. To support this, employees in this role are expected to be on‑site three days a week, with the flexibility to work two days remotely. Core in‑office days are Tuesday–Thursday. Essential Job Functions and Responsibilities Develops new products and/or solutions to enhance premium volume growth and ensures the competitiveness and profitability of existing products. Conducts comprehensive market research to identify trends, opportunities, and competitive landscape. Collaborates with underwriting, actuarial, and claims teams to design innovative insurance solutions and develop product specifications, pricing strategies, and policy language. Analyzes market data and customer feedback to identify opportunities for product enhancements and improvements and new product development. Develops and executes product strategies and roadmaps to achieve business goals and conducts SWOT analysis to evaluate product strengths, weaknesses, opportunities, and threats. Participates in developing product and rate revisions, underwriting guidelines, manuals, and procedures. Works closely with marketing, business development, and insurance operations teams to ensure successful product launches and ongoing product support. May participate in developing and presenting trainings regarding new products and product changes to internal teams and agents. May have responsibility for performance and coaching of staff and may have a participatory role in decisions regarding talent selection, development, and performance management for direct reports. Performs other duties as assigned. Job Requirements Education: Bachelor’s Degree in Business, Economics, Statistics, or a related field. Experience: Generally, a minimum of 5 years of related underwriting or product experience. Completion of or continuing progress toward a professional designation preferred, including Associate in Underwriting (AU), Chartered Property Casualty Underwriter (CPCU), Certified Insurance Counselor (CIC), Program in General Insurance (INS), Associate of Risk Management (ARM), Certified Licensing Professional (CLP) or other applicable designations. Scope of Job/Qualifications: Strong technical knowledge of insurance products and lines of business. Develops and maintains knowledge of industry laws and regulations. Proficiency in interpreting competitive data and industry trends. Strong analytical skills with the ability to use data to inform decisions. Demonstrated decision-making ability and customer-centric mindset. Demonstrates excellent communication skills and ability to build relationships. Position may require occasional travel. Business Unit: Property & Casualty Product Data & Compliance Benefits: We offer competitive benefits packages for full-time and part-time employees*. Full-time employees have access to medical, dental, and vision coverage, wellness plans, parental leave, adoption assistance, and tuition reimbursement. Full-time and eligible part-time employees also enjoy Paid Time Off and paid holidays, a 401(k) plan with company match, an employee stock purchase plan, and commuter benefits. Compensation varies by role, level, and location and is influenced by skills, experience, and business needs. Your recruiter will provide details about benefits and specific compensation ranges during the hiring process. Learn more at http://www.gaig.com/careers. *Excludes seasonal employees and interns. Great American Insurance Group understands the importance of choosing a financially strong company. We are an organization built for the long term and are committed to giving you that strength. Why can you trust Great American Insurance Group? For nearly 150 years, Americans have trusted us to protect them. Our innovative insurance solutions and specialization serves niche marketplaces that we know well. This expertise gives us a successful foundation that spans generations. You never know where a career in insurance will take you. Whether you are starting your career or are looking for a company to grow your experience, at Great American Insurance Group, you can join our more than 8,500 employees to “Be Here. Be GREAT!” To learn more, visit our Career Page