Senior Data Analyst - Credit Risk
About the position As a Senior Data Analyst , you will play a critical role in evaluating borrower creditworthiness, assessing potential losses, and developing strategies to mitigate credit and fraud risks . You will take the lead on complex data initiatives , working with large datasets to uncover insights that shape business strategy. In this role, you will collaborate with cross-functional teams , apply advanced analytics techniques, and create impactful reports and dashboards . If you thrive in a data-driven environment and enjoy solving complex problems, this is the perfect opportunity for you! Responsibilities • Lead data analysis projects – collect, clean, and organize large datasets to develop and implement statistical models aimed at reducing credit and fraud risks • Analyze credit risk exposure – identify trends and opportunities to monitor and assess the loan portfolio’s risk profile • Develop reports and dashboards – maintain performance monitoring tools using Tableau, SAS, Excel, and SQL • Conduct predictive modeling – apply advanced statistical techniques to support business strategies and decision-making. • Collaborate cross-functionally – work with business teams and the Operational Underwriting Team to translate data insights into actionable strategies Requirements • Must be located in Central MN and have reasonable commute to St. Cloud, MN due to in-office requirements. • Bachelor’s degree in Business, Mathematics, Statistics, Economics, or a related field • Minimum of 5 years’ experience in data analysis, working with large datasets and complex data projects • Ability to prepare and effectively present data analyses to business users. Nice-to-haves • Master’s degree in a relevant field. • Competent in data analysis and programming tools such as Python, Hive, or R • Experience in the financial or banking industry, with a focus on credit risk. Benefits • Annual Discretionary Bonus • Earned Safe & Sick Time (ESST) • Paid Maternity & Paternity Leave • Paid Time Off (PTO) & 8 Paid Holidays • Donation Matching & Paid Volunteer Time • 401(k) Match – 100% of your deferrals up to 5% • Tuition Reimbursement & Student Loan Match Program Apply tot his job