Senior AML QC Specialist

As a Senior AML QC Specialist, you’ll be responsible for handling quality reviews for AML transaction monitoring alerts, escalated account investigations, and unusual activity reports. Delivering feedback about team members, identifying improvements to processes and procedures, responding to general AML questions, escalating to the appropriate teams or individuals when needed, and transaction reviews. You will report directly to the AML Investigations Manager and will be supported by a highly functional Risk team.You will:Maintain a positive user experience, while mitigating any potential risk to MercuryReview case investigations for UAR and No-UAR filings to ensure the appropriate risk decisions are applied. Sample and evaluates system generated alerts in accordance with financial crimes and BSA/AML compliance expectations.Makes appropriate risk decisions related to financial crimes risk.Improve on the design of Mercury’s AML quality programIdentify opportunities to reduce unnecessary volumes through false positive rule proposalsAssist with creation of program supporting controls and documentationAutonomously manage projects that impact AML InvestigationsManage escalations from investigationsProvide feedback based on quality reviews with a view to upleveling the teamRemain up to date on bank partner requirements and proceduresYou should:Experience in detecting fraud, money laundering, or other financial crimes related behavior in banking, fintech, or other financial services through vendor AND in-house developed transaction monitoring rules Fluent in the language of bank transactions, including ACH, check, debit card, credit card, and wire transfers, both domestic and internationalUnderstand the business banking landscape and have familiarity with international activity and ownershipExercise empathy and understanding when communicating with usersCommunicate complicated concepts with efficiency and clarity, both in speech and writingManage relationships with external parties with confidence and kindnessWork with efficiency and focusUnderstand how to keep an organized, clean inboxLove problem solving and making teams, product, and processes more efficientDerive joy from customer joyKeep track of what you’re working on even when you’re working on a hundred different thingsEnjoy thinking about how to automate as much of your job as possibleHave a strong product senseBe curious about the US banking system, startups, and ecommerce companiesOur target new hire base salary ranges for this role are the following:US employees in New York City, Los Angeles, Seattle, or the San Francisco Bay Area: $120,300 - $150,400US employees outside of New York City, Los Angeles, Seattle, or the San Francisco Bay Area: $108,300 - $135,400Canadian employees (any location): CAD $113,700 - $142,100Mercury values diversity & belonging and is proud to be an Equal Employment Opportunity employer. All individuals seeking employment at Mercury are considered without regard to race, color, religion, national origin, age, sex, marital status, ancestry, physical or mental disability, veteran status, gender identity, sexual orientation, or any other legally protected characteristic. We are committed to providing reasonable accommodations throughout the recruitment process for applicants with disabilities or special needs. If you need assistance, or an accommodation, please let your recruiter know once you are contacted about a role.We use Covey as part of our hiring and / or promotional process for jobs in NYC and certain features may qualify it as an AEDT. As part of the evaluation process we provide Covey with job requirements and candidate submitted applications. We began using Covey Scout for Inbound on January 22, 2024. Please see the independent bias audit report covering our use of Covey here.Originally posted on Himalayas

Apply Now