Rotational Credit Analyst Hybrid, Chicago, IL)
About the position
The 2026 Commercial Banking Rotational Credit Analyst Training Program is designed with a primary objective: to develop the next generation of Commercial Banking Officers and Relationship Managers at Byline. This 24‑month program provides a structured pathway for high‑potential talent to build deep credit expertise, strengthen analytical capabilities, and gain hands‑on experience in client relationship management, and the foundational skills required for success in commercial banking.
The program begins with five to six weeks of full‑time, instructor‑led classroom training, followed by various rotational assignment options across key lending groups, including Commercial & Industrial, Commercial Real Estate, Sponsor Finance, Business Banking, Treasury Management, and Special Assets. These rotations immerse analysts in real credit work, underwriting, portfolio management, and business development activities alongside Byline’s seasoned bankers and credit professionals.
Upon successful completion of the program, participants will transition into full‑time roles within one of Byline’s commercial lending teams, based on business needs, performance, and individual interests.
Responsibilities
• Underwrite credit transactions for various lines of business
• Spread and analyze financial statements
• Monitor credit risk within loan portfolio
• Prepare annual financial reviews and credit memos
• Accompany lenders on customer and prospect calls to support the bank’s relationship banking culture through on-going customer contact, quality customer service, and product knowledge
• Provide support to the relationship managers
Requirements
• Bachelor’s degree (Accounting, Finance, Business or Economics preferred)
• Targeted minimum GPA of 3.5, considered in context with overall experience and strengths
• Strong analytical, multi‑tasking, interpersonal, and written/verbal communication skills
• Ability to work both independently and collaboratively within teams
• Excellent relationship‑building and client‑interaction skills
• Demonstrated critical thinking, curiosity, collaboration, and comfort speaking up in group settings; personable and engaging with stakeholders; technical credit skills can be developed through training
• Demonstrated involvement in extracurricular activities, student organizations, relevant clubs, or prior internship experience that reflects initiative, leadership, and interest in financial or client‑focused work
• Currently pursuing an undergraduate degree with target graduation from April 2026 to June 2026
• Travel to various Byline locations across Illinois will be necessary; analysts are expected to provide their own transportation or use public transit to reach Chicago, Libertyville, Itasca, Naperville, Wilmette, or Morton Grove (hybrid/remote options may be available)
Benefits
• medical coverage
• dental
• vision
• disability
• 401k
• paid time off
Apply tot his job
Apply To this Job
The 2026 Commercial Banking Rotational Credit Analyst Training Program is designed with a primary objective: to develop the next generation of Commercial Banking Officers and Relationship Managers at Byline. This 24‑month program provides a structured pathway for high‑potential talent to build deep credit expertise, strengthen analytical capabilities, and gain hands‑on experience in client relationship management, and the foundational skills required for success in commercial banking.
The program begins with five to six weeks of full‑time, instructor‑led classroom training, followed by various rotational assignment options across key lending groups, including Commercial & Industrial, Commercial Real Estate, Sponsor Finance, Business Banking, Treasury Management, and Special Assets. These rotations immerse analysts in real credit work, underwriting, portfolio management, and business development activities alongside Byline’s seasoned bankers and credit professionals.
Upon successful completion of the program, participants will transition into full‑time roles within one of Byline’s commercial lending teams, based on business needs, performance, and individual interests.
Responsibilities
• Underwrite credit transactions for various lines of business
• Spread and analyze financial statements
• Monitor credit risk within loan portfolio
• Prepare annual financial reviews and credit memos
• Accompany lenders on customer and prospect calls to support the bank’s relationship banking culture through on-going customer contact, quality customer service, and product knowledge
• Provide support to the relationship managers
Requirements
• Bachelor’s degree (Accounting, Finance, Business or Economics preferred)
• Targeted minimum GPA of 3.5, considered in context with overall experience and strengths
• Strong analytical, multi‑tasking, interpersonal, and written/verbal communication skills
• Ability to work both independently and collaboratively within teams
• Excellent relationship‑building and client‑interaction skills
• Demonstrated critical thinking, curiosity, collaboration, and comfort speaking up in group settings; personable and engaging with stakeholders; technical credit skills can be developed through training
• Demonstrated involvement in extracurricular activities, student organizations, relevant clubs, or prior internship experience that reflects initiative, leadership, and interest in financial or client‑focused work
• Currently pursuing an undergraduate degree with target graduation from April 2026 to June 2026
• Travel to various Byline locations across Illinois will be necessary; analysts are expected to provide their own transportation or use public transit to reach Chicago, Libertyville, Itasca, Naperville, Wilmette, or Morton Grove (hybrid/remote options may be available)
Benefits
• medical coverage
• dental
• vision
• disability
• 401k
• paid time off
Apply tot his job
Apply To this Job