Risk Operations Analyst, Financial Crimes
About the position Responsibilities • Demonstrate sound judgment and an ability to navigate non-binary, high-risk decisions. • Adhere closely to process while still constantly questioning assumptions, suggesting improvements, and balancing user experience with compliance requirements. • Effectively and clearly communicate with other Stripes, Stripe's users, and Stripe's financial partners. • Identify and assess financial crime risks, conduct reviews using data analysis, and monitor for suspicious activity and trends. • Facilitate the re-design of business processes including clarifying, identifying issues, and facilitating changes to attain the highest levels of efficiency, control, and compliance. • Help build and scale processes across the financial crimes operations eco-system. • Identify gaps in current systems, policies and strategies, and recommend enhancements and process improvements to mitigate emerging risks through a collaborative approach with stakeholders. Requirements • 5+ years of experience in risk management, compliance, or financial operations. • Understanding of FinCrime red flags, its typologies, and how they can be identified. • Experience in developing/implementing process improvements. • Analytical and demonstrates reasoned logic to decision making and judgements, considers external/internal factors and is able to recommend solutions in complex situations. • Effective communication skills with the ability to produce clear, precise and concise written and presentation materials. • Ability to analyze feedback patterns and use these insights to drive process and product improvements. • Policy Development & Regulatory Knowledge: Proven track record developing compliance policies and procedures for payment processing environments. • Risk Assessment: Experience conducting merchant risk assessments, transaction monitoring, and implementing risk-based compliance controls. • Operational Management & Scaled Operations: Experience driving operational outcomes and managing large-scale operations through vendor partnerships, third-party integrations, and automated solutions to achieve efficiency and scalability in compliance processes. Nice-to-haves • Data analysis tools such as SQL • Experience in transaction monitoring or financial investigations, Sanctions, AML/EDD/KYC/KYB • Knowledge of payment processing systems and associated risks Apply tot his job