Risk Management and Underwriting Advisor

The Risk Management & Underwriting Advisor – Stop Loss drives profitable growth by developing and executing stop loss pricing and underwriting strategies across assigned markets. This role partners closely with Sales and Medical Underwriting to manage risk, influence market strategy, and position Cigna as a stop loss carrier of choice for brokers and clients. This is a consultative, externally facing underwriting role with accountability for stop loss financial performance. What You’ll Do • Develop and execute stop loss pricing and risk strategies aligned to financial goals • Assess benefit design, product structure, and large‑claim risk at the case and market level • Partner with Sales and Medical Underwriting to support new and renewal business • Monitor rate execution and financial results against targets • Influence market strategy, competition, products, and pricing • Engage brokers and clients in CE and consultative discussions to recommend differentiated stop loss solutions What You Bring • 4+ years of stop loss underwriting or related risk experience • Strong analytical and risk assessment skills • Proven ability to build trusted, value‑add partnerships with Sales, underwriting, brokers, and clients • Strategic mindset with comfort influencing decisions and outcomes • Ability to thrive in a fast‑paced, collaborative environment If you will be working at home occasionally or permanently, the internet connection must be obtained through a cable broadband or fiber optic internet service provider with speeds of at least 10Mbps download/5Mbps upload. For this position, we anticipate offering an annual salary of $88,700 - $147,800 USD / yearly, depending on relevant factors, including experience and geographic location. This role is also anticipated to be eligible to participate in an annual bonus plan. At The Cigna Group, you’ll enjoy a comprehensive range of benefits, with a focus on supporting your whole health. Starting on day one of your employment, you’ll be offered several health-related benefits including medical, vision, dental, and well‑being and behavioral health programs. We also offer 401(k), company paid life insurance, tuition reimbursement, a minimum of 18 days of paid time off per year and paid holidays. For more details on our employee benefits programs, click here . About Cigna Healthcare Cigna Healthcare, a division of The Cigna Group, is an advocate for better health through every stage of life. We guide our customers through the health care system, empowering them with the information and insight they need to make the best choices for improving their health and vitality. Join us in driving growth and improving lives. Qualified applicants will be considered without regard to race, color, age, disability, sex, childbirth (including pregnancy) or related medical conditions including but not limited to lactation, sexual orientation, gender identity or expression, veteran or military status, religion, national origin, ancestry, marital or familial status, genetic information, status with regard to public assistance, citizenship status or any other characteristic protected by applicable equal employment opportunity laws. If you need a reasonable accommodation to complete the online application process, please email [email protected] for assistance. Please note that this email inbox is dedicated to accommodation requests only and cannot provide application updates or accept resumes. The Cigna Group has a tobacco‑free policy and reserves the right not to hire tobacco/nicotine users in states where that is legally permissible. Candidates in such states who use tobacco/nicotine will not be considered for employment unless they enter a qualifying smoking cessation program prior to the start of their employment. These states include: Alabama, Alaska, Arizona, Arkansas, Delaware, Florida, Georgia, Hawaii, Idaho, Iowa, Kansas, Maryland, Massachusetts, Michigan, Nebraska, Ohio, Pennsylvania, Texas, Utah, Vermont, and Washington State. Qualified applicants with criminal histories will be considered for employment in a manner consistent with all federal, state and local ordinances.