[Remote] Senior Credit Analyst, MX
Note: The job is a remote job and is open to candidates in USA. Tilt is a company focused on creating a new credit system using innovative financial products and machine learning-powered credit models. They are seeking a Senior Credit Analyst to manage credit risk and develop new lending products, driving business growth through data and analytics.
Responsibilities
• Lead the development and optimization of end-to-end credit policies for new lending products in México
• Build, maintain, and calibrate underwriting and account-management strategies of a nascent and rapidly growing loan portfolio
• Design, execute, and measure experiments across the borrower lifecycle
• Manage and iterate on the loan valuations model. Incorporate the model into the credit strategy and key decisions
• Establish automated monitoring and alerting for core KPIs
• Partner with Product/Engineering to define and deliver analytics and reporting requirements
• Define and refine fraud and dispute controls
• Support the Head of Credit in the multi-phase roadmap, aligning experiments, models, and controls to business objectives and Credit OKRs
• Share knowledge and best practices, and raise analytical and execution standards across the team
Skills
• B.S. or advanced degree in engineering, business, finance, economics, computer science, mathematics, or a related field
• 2+ years of industry experience optimizing product features and credit policy in México through data-driven and quantitative analyses with personal loan, credit card, or line of credit products
• Advanced SQL and Excel skills with exceptional accuracy and attention to detail; comfort building complex queries and models from raw data
• Proven ability to lead analytics-driven initiatives and collaborate with Product, Engineering, Operations, and Finance; strong judgment and bias for action in ambiguous, fast-changing environments
• Strong verbal and written communication skills; can translate complex metrics, systems, and trade-offs into clear recommendations for technical and non-technical partners
• Experience designing and analyzing A/B tests and operational pilots; understanding of experimental design, guardrails, and causal inference basics
• Experience working in or familiarity with the México consumer finance space
Benefits
• Virtual-first teamwork: The Tilt team is collaborating across 14 countries, 12 time zones, and counting. You’ll get started with a WFH office reimbursement.
• Competitive pay: We're big on potential, and it's reflected in our competitive compensation packages and generous equity.
• Complete support: Find flexible health plans at every premium level, and substantial subsidies that stand up to global standards.
• Visibility is yours: You can count on direct exposure to our leadership team — we’re a team where good ideas travel quickly.
• Paid global onsites: Magic happens IRL: we gather twice yearly to reconnect over shared meals or kayaking adventures. (We’ve visited Vail, San Diego, and Mexico City, to name a few.)
• Impact is recognized: Growth opportunities follow your contributions, not rigid promotion timelines.
Company Overview
• At Tilt (formerly Empower), we see a side of people that traditional lenders miss. It was founded in 2016, and is headquartered in San Francisco, California, USA, with a workforce of 201-500 employees. Its website is https://www.tilt.com.
Apply tot his job
Apply To this Job
Responsibilities
• Lead the development and optimization of end-to-end credit policies for new lending products in México
• Build, maintain, and calibrate underwriting and account-management strategies of a nascent and rapidly growing loan portfolio
• Design, execute, and measure experiments across the borrower lifecycle
• Manage and iterate on the loan valuations model. Incorporate the model into the credit strategy and key decisions
• Establish automated monitoring and alerting for core KPIs
• Partner with Product/Engineering to define and deliver analytics and reporting requirements
• Define and refine fraud and dispute controls
• Support the Head of Credit in the multi-phase roadmap, aligning experiments, models, and controls to business objectives and Credit OKRs
• Share knowledge and best practices, and raise analytical and execution standards across the team
Skills
• B.S. or advanced degree in engineering, business, finance, economics, computer science, mathematics, or a related field
• 2+ years of industry experience optimizing product features and credit policy in México through data-driven and quantitative analyses with personal loan, credit card, or line of credit products
• Advanced SQL and Excel skills with exceptional accuracy and attention to detail; comfort building complex queries and models from raw data
• Proven ability to lead analytics-driven initiatives and collaborate with Product, Engineering, Operations, and Finance; strong judgment and bias for action in ambiguous, fast-changing environments
• Strong verbal and written communication skills; can translate complex metrics, systems, and trade-offs into clear recommendations for technical and non-technical partners
• Experience designing and analyzing A/B tests and operational pilots; understanding of experimental design, guardrails, and causal inference basics
• Experience working in or familiarity with the México consumer finance space
Benefits
• Virtual-first teamwork: The Tilt team is collaborating across 14 countries, 12 time zones, and counting. You’ll get started with a WFH office reimbursement.
• Competitive pay: We're big on potential, and it's reflected in our competitive compensation packages and generous equity.
• Complete support: Find flexible health plans at every premium level, and substantial subsidies that stand up to global standards.
• Visibility is yours: You can count on direct exposure to our leadership team — we’re a team where good ideas travel quickly.
• Paid global onsites: Magic happens IRL: we gather twice yearly to reconnect over shared meals or kayaking adventures. (We’ve visited Vail, San Diego, and Mexico City, to name a few.)
• Impact is recognized: Growth opportunities follow your contributions, not rigid promotion timelines.
Company Overview
• At Tilt (formerly Empower), we see a side of people that traditional lenders miss. It was founded in 2016, and is headquartered in San Francisco, California, USA, with a workforce of 201-500 employees. Its website is https://www.tilt.com.
Apply tot his job
Apply To this Job