Remote Mortgage Underwriter I
The Opportunity
The Underwriter I is responsible for evaluating and analyzing loan documents to ensure compliance with company policies, investor guidelines, and regulatory requirements. This role focuses on reviewing lower-complexity documents while building expertise in credit analysis, risk assessment, and underwriting best practices. You will play an essential role in maintaining loan quality, supporting team workflows, and ensuring a seamless customer experience.
What You'll Do
ā¢ Review and evaluate loan documents to determine borrower eligibility and identify potential fraud
ā¢ Identify when a file deviates from standard requirements and escalate when needed
ā¢ Complete underwriting tasks according to program requirements, internal guidelines, and legal/regulatory standards
ā¢ Ensure loans follow investor and company policies, SOPs, and compliance rules
ā¢ Maintain acceptable turnaround times and service-level expectations
ā¢ Review corporate documentation for entity borrowers
ā¢ Research property taxes to determine appropriate escrows
ā¢ Review title commitments to ensure alignment with company and investor guidelines
ā¢ Confirm all lending conditions are met prior to closing
ā¢ Assist underwriters by responding to urgent or time-sensitive emails to manage workflow volume
ā¢ Run QC tools (FraudGuard, LexisNexis, etc.) and update system records accurately
ā¢ Provide excellent customer service throughout the underwriting process
ā¢ Collaborate cross-functionally to support efficient workflows and process improvements
ā¢ Completing other responsibilities and duties as assigned based on business needs
ā¢ Authorized Remote Locations: AL, AR, AZ, FL, GA, IL, IN, KS, KY, LA, NC, SC, TX, UT
ā¢ Work Schedule: Monday - Friday: 8:30 am - 5:30 pm CST
ā¢ Salary Range: $29.80 - $40.04/hr (Non-Exempt/Hourly/Overtime Eligible)
What We Are Looking For:
ā¢ 2+ years of experience in the mortgage industry with strong knowledge of Non-QM documentation
ā¢ Solid manual underwriting skills
ā¢ Tech-savvy, with the ability to learn and navigate multiple systems
ā¢ Strong documentation review skills with the ability to spot discrepancies and ensure compliance
ā¢ Proven ability to manage time-sensitive tasks and meet deadlines
ā¢ Completion of all required training by designated timelines
ā¢ Reliable, team-oriented, and proactive in a fast-paced environment
ā¢ Proficiency in Microsoft Word and Excel
ā¢ High School Diploma or GED required
ā¢ Internal Applicants: Must meet minimum qualifications and have no recent disciplinary actions
What We Prefer to Find:
ā¢ Someone with experience with Non-QM Loans
ā¢ Someone with experience with underwriting DSCR loans
ā¢ Someone with an Associate and/or bachelor's degree in business or a related industry area major
ā¢ Someone with experience with Calyx Point and SalesForce
Apply Now
Apply Now
The Underwriter I is responsible for evaluating and analyzing loan documents to ensure compliance with company policies, investor guidelines, and regulatory requirements. This role focuses on reviewing lower-complexity documents while building expertise in credit analysis, risk assessment, and underwriting best practices. You will play an essential role in maintaining loan quality, supporting team workflows, and ensuring a seamless customer experience.
What You'll Do
ā¢ Review and evaluate loan documents to determine borrower eligibility and identify potential fraud
ā¢ Identify when a file deviates from standard requirements and escalate when needed
ā¢ Complete underwriting tasks according to program requirements, internal guidelines, and legal/regulatory standards
ā¢ Ensure loans follow investor and company policies, SOPs, and compliance rules
ā¢ Maintain acceptable turnaround times and service-level expectations
ā¢ Review corporate documentation for entity borrowers
ā¢ Research property taxes to determine appropriate escrows
ā¢ Review title commitments to ensure alignment with company and investor guidelines
ā¢ Confirm all lending conditions are met prior to closing
ā¢ Assist underwriters by responding to urgent or time-sensitive emails to manage workflow volume
ā¢ Run QC tools (FraudGuard, LexisNexis, etc.) and update system records accurately
ā¢ Provide excellent customer service throughout the underwriting process
ā¢ Collaborate cross-functionally to support efficient workflows and process improvements
ā¢ Completing other responsibilities and duties as assigned based on business needs
ā¢ Authorized Remote Locations: AL, AR, AZ, FL, GA, IL, IN, KS, KY, LA, NC, SC, TX, UT
ā¢ Work Schedule: Monday - Friday: 8:30 am - 5:30 pm CST
ā¢ Salary Range: $29.80 - $40.04/hr (Non-Exempt/Hourly/Overtime Eligible)
What We Are Looking For:
ā¢ 2+ years of experience in the mortgage industry with strong knowledge of Non-QM documentation
ā¢ Solid manual underwriting skills
ā¢ Tech-savvy, with the ability to learn and navigate multiple systems
ā¢ Strong documentation review skills with the ability to spot discrepancies and ensure compliance
ā¢ Proven ability to manage time-sensitive tasks and meet deadlines
ā¢ Completion of all required training by designated timelines
ā¢ Reliable, team-oriented, and proactive in a fast-paced environment
ā¢ Proficiency in Microsoft Word and Excel
ā¢ High School Diploma or GED required
ā¢ Internal Applicants: Must meet minimum qualifications and have no recent disciplinary actions
What We Prefer to Find:
ā¢ Someone with experience with Non-QM Loans
ā¢ Someone with experience with underwriting DSCR loans
ā¢ Someone with an Associate and/or bachelor's degree in business or a related industry area major
ā¢ Someone with experience with Calyx Point and SalesForce
Apply Now
Apply Now