[Remote] Commercial Credit Analyst

Note: The job is a remote job and is open to candidates in USA. NewtekOne, Your Business Solutions Company, is a financial holding company that provides a wide range of business and financial solutions to the small- and medium-sized business market. They are seeking a Credit Analyst to support Underwriters in managing credit risk through financial analysis and documentation preparation. Responsibilities Assist Underwriters in the analysis and management of credit risk by preparing high-quality financial spreads and credit documentation Spread borrower tax returns and internal financial statements using designated spreading software and Microsoft Excel Prepare and complete assigned sections of credit memorandums for Underwriter review, including but not limited to: Business and personal credit reports, Bank and merchant statements and all required financial spreads Prepare full credit memorandums for SBA microloan requests in accordance with internal policies and SBA guidelines Review and analyze tax transcripts to validate borrower-reported financial information Pull and compile due diligence reports, including RMA industry data, NHRA reports, and business and personal credit reports Ensure accuracy, consistency, and completeness of all financial and credit-related documentation prior to submission Maintain organized electronic credit files and supporting documentation Communicate effectively with Underwriters and other internal stakeholders regarding credit file requirements, findings, and follow-up items Perform other related duties and projects as assigned Skills Bachelor's degree in Finance, Accounting, Mathematics, Economics, or a related field required Strong proficiency with Microsoft Office products, particularly Excel and Word; ability to work efficiently with financial data and templates High level of computer literacy and ability to learn and utilize financial spreading and credit analysis software Strong analytical skills with attention to detail and accuracy Effective organizational and time-management skills, with the ability to manage multiple priorities and deadlines Clear verbal and written communication skills, with the ability to present financial information in a concise and logical manner Sound judgment and decision-making abilities when reviewing financial and credit information Ability to establish and maintain effective working relationships with internal team members and external partners Company Overview NewtekOne has helped businesses grow since 1998. It was founded in 1998, and is headquartered in New York, New York, USA, with a workforce of 201-500 employees. Its website is