Payment Systems Consultant :: REMOTE

Payment Systems Consultant - REMOTE Contract Duration: 5 months Day-to-day Responsibilities: • Collaborate closely with the Global Payment application to process payment transactions for ecommerce merchants. • Manage billing and payment account information, enabling customers to store accounts for future use. • Handle payment requests, manage retries for failed attempts, and generate nightly transaction logs for reconciliation and accounting. • Support various payment methods, including Credit Cards, Wallets (Visa Checkout, PayPal), OMAS, and ACH for business customers. Required Skills: • Strong understanding of the payment industry, including gateways, processors, and acquiring banks. • In-depth knowledge of payment types: Credit Cards, ACH, PayPal, Digital Wallets (Visa SRC, Apple Pay), and alternative methods. • Proficiency in payment processing workflows: authorization, capture, settlement, chargebacks, refunds, and disputes. • Experience with subscription billing models or recurring payments. • Familiarity with PCI DSS and GDPR regulations. Agile Methodology Expertise: • Proficient in Agile frameworks like Scrum and Kanban. • Expertise in backlog grooming, sprint planning, and defining acceptance criteria. • Ability to translate business user stories into detailed technical stories and ensure alignment with development teams. • Experience with Agile tools like VersionOne and ALM. Business Analysis and Communication: • Strong ability to bridge business stakeholders and technical teams. • Proven experience in eliciting requirements and conducting stakeholder workshops. • Ability to create wireframes, process diagrams, and user flows. Problem-Solving and Decision-Making: • Ability to troubleshoot payment processing issues and propose scalable solutions. • Decision-making skills to prioritize features or technical debt. Technical Skills: • Familiarity with high-volume and high-visibility payment systems. • Hands-on experience with payment-related APIs (REST, SOAP, XML, JSON). • Understanding of encryption and tokenization techniques. • Exposure to payment orchestration platforms and tools. • Knowledge of payment fraud detection and mitigation techniques. • Experience with batch and real-time transaction processing systems. Required Experience Level: • Minimum of 10-12 years' experience, preferably in technology or software development. Education: • A degree from an accredited college/university in a relevant field is preferred.