Mortgage Underwriter, REMOTE, TPO

We are hiring for several Remote, Mortgage Underwriters, (TPO) – Mountain Standard Time

These positions are working in a fast-changing environment with evolving turn-time, increasing use of technology, expanding product offerings and more.

SOME EXAMPLES OF DUTIES:

· Underwrite 2-3 new loans per day, depending on the file type, balancing speed and accuracy to support volume and operational flow, leveraging tools like Candor to streamline eligible loan files

· Maintain 24-hour turn time on all files to meet business & client expectations

· Evaluate borrower files, analyzing income, credit, assets, ratios, and collateral to affirm compliance with investor, agency, FHA, VA, USDA, HFA and other guidelines

· Must stay current on guideline updates, overlays, and program changes across all applicable investor and agency products

· Maintain high QC scores through accurate decisioning and strong attention to detail

· Serve as overflow resource for Retail underwriting to help balance workloads across channels when needed

· Assist Brokers and NDC’s by walking through scenarios and clarifying condiditions to ensure client clarity and satisfaction

· Embrace rapid changes in technology, workflows, and turn-times standards, remaining flexible and effective

QUALIFICATIONS:

· Eligible candidates must have 5+ years of mortgage underwriting experience, particularly in a TPO, wholesale, or correspondent

· Direct Endorsement (DE) and LAPP/SAR certifications required

· Deep experience with FHA, VA, USDA, HUD184, non-Agency, and/or other loan programs a plus, with eagerness to adapt as we expand offerings

· Candidates must be proficient with Encompass LOS

· Experience/comfort with tools like Candor is a STRONG PLUS

Excellent compensation package with full time annual salary starting at 90k with a strong, competitive bonus structure.

Pay: From $90,000.00 per year

Work Location: Remote

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