Mortgage Loan Processor - Owensboro, KY

Mortgage Loan Processor *Position may be eligible for remote work in Kentucky once fully trained.Job CodeMTGPROCJob Family SupervisoryNoJob SummaryThe Mortgage Loan Processor will assist Lenders with processing, approving, and closing all consumer purpose residential mortgage loans.Essential Functions, Duties and Responsibilities include, but are not limited to:Reviews early disclosures for accuracy and ensures timing requirements are metSupports the mortgage loan originators by processing applications and all supporting documents in a timely and accurate mannerReviews file documentation to ensure all required items are requestedInputs loan information into mortgage origination system for processingMaintains a strong working knowledge of Secondary Market/Freddie Mac requirements as well as evolving mortgage regulatory requirementsSubmits all processed secondary market loans to underwriting for final approval and clears any underwriting conditionsProcesses all closing documents for mortgage originatorsEnsures all required documentation is included in final loan for bookingEducation, Experience and QualificationsEducationRequired/PreferredEducation LevelDescriptionRequiredHigh School or GEDYears of ExperienceMinimumComments1A minimum of one (1) year of experience with loans and loan documents requiredLicense / CertificationRequired/PreferredLicense / CertificationDescriptionAdditional QualificationsComputer competency requiredSecondary market experience preferredCore CompetenciesOrganizational skillsOral and written communication skillsCustomer service skillsAnalytical and problem-solving skillsDetail orientedAbility to multi-taskClerical and administrative skillsAbility to work as a part of a teamWorking ConditionsWorking ConditionsIndoors, environmentally controlled. Usual office working conditions. The noise level in the work environment is typical of most office environments with telephones, personal interruptions, and background noises.Travel RequirementsRequirementFrequencyNo travel requiredNever or RarelyMandatory VacationMandatory vacation not requiredPhysical RequirementsRequirementFrequencySitting (remaining in a seated position)ConstantlyStanding (remaining on one’s feet in an upright position without moving about)OccasionallyWalking (moving about on one’s feet)OccasionallyLifting (raising or lowering an object from one level to another)OccasionallyCarrying (transporting an object, usually by holding it in the hands or arms or on the shoulder)OccasionallyPushing/Pulling (exerting force upon an object so that the object moves away or toward the force)OccasionallyReaching (extending hand(s) and arm(s) in any direction, such as overhead, below waist, forward or lateral)OccasionallyKeyboarding (entering text or data using computer keyboard or 10-key numeric keyboard)ConstantlyPinching/Gripping (seizing, holding, grasping, turning or otherwise working with the hand(s) or fingers)OccasionallyStooping (bending downward and forward by bending spine at the waist)Never or RarelySquatting/Crouching (bending body downward and forward by bending legs and spine)Never or RarelyKneeling (bending legs at knees to come to rest on knee(s))Never or RarelyCrawling (moving about on hand and knees or hands and feet)Never or RarelyClimbing (ascending or descending ladders, stairs, ramps)Never or RarelySpeaking (expressing or exchanging ideas by means of the spoken word to impart oral information to customers and to convey detailed spoken instructions accurately, loudly, or quickly)FrequentlyHearing (the ability to hear, understand, and distinguish speech, either in person or telephonically)FrequentlyNear Visual Acuity (clarity of vision at approximately 20 inches or less)FrequentlyFar Visual Acuity (clarity of vision at approximately 20 feet or more)OccasionallyAdditional Physical RequirementsMay require lifting up to 10 pounds​​​​​​​​

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