Manager, Credit & Portfolio Management (Emerging Middle Market)
About the position
This position will manage a team of Portfolio Managers to support the Emerging Middle Market C&I portfolio in Southern California. Facilitates decisioning and analysis of all types of credit information to support lending decisions and processes for the bank. Maintains and promotes a client service environment to satisfy and exceed customer needs and expectations. This role will make credit decisions and recommendations in accordance with sound credit-granting principles and in compliance with Bank Policies & Procedures.
Responsibilities
Fosters a culture aligned to BMO purpose, values and strategy and role models BMO values and behaviours in all that they do.
,
Ensures alignment between values and behaviour that fosters diversity and inclusion.
,
Regularly connects work to BMO's purpose, sets inspirational goals, defines clear expected outcomes, and ensures clear accountability for follow through.
,
Builds interdependent teams that collaborate across functional and operating groups to create the highest value for all stakeholders.
,
Attracts, retains, and enables the career development of top talent.
,
Improves team performance, recognizes and rewards performance, coaches employees, supports their development, and manages poor performance.
,
Establishes cross-selling initiatives to increase penetration with client.
,
Applies deep expertise in bank products, processes and systems and effectively trouble shooting to ensure a high-quality client experience.
,
May coordinate closing with closing department, clients and attorneys.
,
Serves as a daily escalation resource to ensure client expectations are met or exceeded.
,
Acts as a trusted advisor to assigned business/group.
,
Influences and negotiates to achieve business objectives.
,
Recommends and implements solutions based on analysis of issues and implications for the business.
,
Conducts independent analysis and assessment to resolve strategic issues.
,
Helps determine business priorities and best sequence for execution of business/group strategy.
,
Acts as the prime subject matter expert for internal/external stakeholders.
,
Participates in the development of financial models and other analytical tools to assist clients in evaluating capital structure.
,
Designs and produces regular and ad-hoc reports, and dashboards.
,
Maintains current on financing trends in target clients' markets, and communicate same to team members.
,
Leads or participates in defining the communication plan designed to positively influence or change behaviour; develops tailored messaging; and identifies appropriate distribution channels.
,
Oversees preparation of concise, well reasoned credit correspondence.
,
Coordinates the preparation of lending proposals and pitches to prospective clients with efforts to maximize penetration and returns.
,
Negotiates transactions with clients and provides deal structuring expertise.
,
Oversees documentation and ongoing monitoring of asset and client performance.
,
May manage work flow of other analysts by aligning tasks with departmental goals and objectives.
,
Provides accurate financial analysis and risk assessment of new and existing customers.
,
Partners with internal stakeholders for accurate, detailed client information.
,
Develops credit information to make lending decisions on new, renewal and extension loans.
,
Assists in negotiations of terms and conditions of all decisions made via phone and e-mail interaction with clients.
,
Prepares summary, present facts and offer opinions concerning credit worthiness.
,
Minimizes BMO's risk exposure by adhering to internal credit policies and procedures with respect to lending decisions.
,
Provides input into the planning and implementation of operational programs.
,
Builds effective relationships with internal/external stakeholders.
,
Focus is primarily on business/group within BMO; may have broader, enterprise-wide focus.
,
Provides specialized consulting, analytical and technical support.
,
Exercises judgment to identify, diagnose, and solve problems within given rules.
,
Works independently and regularly handles non-routine situations.
,
Broader work or accountabilities may be assigned as needed.
Requirements
Typically between 5 - 7 years of relevant experience and post-secondary degree in related field of study or an equivalent combination of education and experience.
,
Deep knowledge and technical proficiency gained through extensive education and business experience.
,
Verbal & written communication skills - In-depth.
,
Collaboration & team skills - In-depth.
,
Analytical and problem solving skills - In-depth.
,
Influence skills - In-depth.
,
Data driven decision making - In-depth.
Nice-to-haves
Benefits
Health insurance
,
Tuition reimbursement
,
Accident and life insurance
,
Retirement savings plans
Apply Now
This position will manage a team of Portfolio Managers to support the Emerging Middle Market C&I portfolio in Southern California. Facilitates decisioning and analysis of all types of credit information to support lending decisions and processes for the bank. Maintains and promotes a client service environment to satisfy and exceed customer needs and expectations. This role will make credit decisions and recommendations in accordance with sound credit-granting principles and in compliance with Bank Policies & Procedures.
Responsibilities
Fosters a culture aligned to BMO purpose, values and strategy and role models BMO values and behaviours in all that they do.
,
Ensures alignment between values and behaviour that fosters diversity and inclusion.
,
Regularly connects work to BMO's purpose, sets inspirational goals, defines clear expected outcomes, and ensures clear accountability for follow through.
,
Builds interdependent teams that collaborate across functional and operating groups to create the highest value for all stakeholders.
,
Attracts, retains, and enables the career development of top talent.
,
Improves team performance, recognizes and rewards performance, coaches employees, supports their development, and manages poor performance.
,
Establishes cross-selling initiatives to increase penetration with client.
,
Applies deep expertise in bank products, processes and systems and effectively trouble shooting to ensure a high-quality client experience.
,
May coordinate closing with closing department, clients and attorneys.
,
Serves as a daily escalation resource to ensure client expectations are met or exceeded.
,
Acts as a trusted advisor to assigned business/group.
,
Influences and negotiates to achieve business objectives.
,
Recommends and implements solutions based on analysis of issues and implications for the business.
,
Conducts independent analysis and assessment to resolve strategic issues.
,
Helps determine business priorities and best sequence for execution of business/group strategy.
,
Acts as the prime subject matter expert for internal/external stakeholders.
,
Participates in the development of financial models and other analytical tools to assist clients in evaluating capital structure.
,
Designs and produces regular and ad-hoc reports, and dashboards.
,
Maintains current on financing trends in target clients' markets, and communicate same to team members.
,
Leads or participates in defining the communication plan designed to positively influence or change behaviour; develops tailored messaging; and identifies appropriate distribution channels.
,
Oversees preparation of concise, well reasoned credit correspondence.
,
Coordinates the preparation of lending proposals and pitches to prospective clients with efforts to maximize penetration and returns.
,
Negotiates transactions with clients and provides deal structuring expertise.
,
Oversees documentation and ongoing monitoring of asset and client performance.
,
May manage work flow of other analysts by aligning tasks with departmental goals and objectives.
,
Provides accurate financial analysis and risk assessment of new and existing customers.
,
Partners with internal stakeholders for accurate, detailed client information.
,
Develops credit information to make lending decisions on new, renewal and extension loans.
,
Assists in negotiations of terms and conditions of all decisions made via phone and e-mail interaction with clients.
,
Prepares summary, present facts and offer opinions concerning credit worthiness.
,
Minimizes BMO's risk exposure by adhering to internal credit policies and procedures with respect to lending decisions.
,
Provides input into the planning and implementation of operational programs.
,
Builds effective relationships with internal/external stakeholders.
,
Focus is primarily on business/group within BMO; may have broader, enterprise-wide focus.
,
Provides specialized consulting, analytical and technical support.
,
Exercises judgment to identify, diagnose, and solve problems within given rules.
,
Works independently and regularly handles non-routine situations.
,
Broader work or accountabilities may be assigned as needed.
Requirements
Typically between 5 - 7 years of relevant experience and post-secondary degree in related field of study or an equivalent combination of education and experience.
,
Deep knowledge and technical proficiency gained through extensive education and business experience.
,
Verbal & written communication skills - In-depth.
,
Collaboration & team skills - In-depth.
,
Analytical and problem solving skills - In-depth.
,
Influence skills - In-depth.
,
Data driven decision making - In-depth.
Nice-to-haves
Benefits
Health insurance
,
Tuition reimbursement
,
Accident and life insurance
,
Retirement savings plans
Apply Now