Manager & Counsel, Consumer Cards
You Lead the Way. Weve Got Your Back.
With the right backing, people and businesses have the power to progress in incredible ways. When you join Team Amex, you become part of a global and diverse community of colleagues with an unwavering commitment to back our customers, communities and each other. Here, youll learn and grow as we help you create a career journey thats unique and meaningful... to you with benefits, programs, and flexibility that support you personally and professionally.
At American Express, youll be recognized for your contributions, leadership, and impactevery colleague has the opportunity to share in the companys success. Together, well win as a team, striving to uphold our company values and powerful backing promise to provide the worlds best customer experience every day. And well do it with the utmost integrity, and in an environment where everyone is seen, heard and feels like they belong.
Join Team Amex and let's lead the way together.
The General Counsels Organization (GCO) is seeking a Manager & Counsel to provide legal support to the U.S. Consumer Products and Services (CPS) business with a focus on consumer credit cards. The position will work closely with business clients and legal professionals in the GCO to provide legal advice on a wide range of issues, including card marketing and acquisition, card member agreements and other legal disclosures, new product development, reward programs, and regulatory compliance.
Heres just some of what youll do in this role:
Provide legal advice and guidance to business colleagues responsible for consumer lending, cobrand, and premium cards on a range of matters including card marketing, card member communications, product development, and rewards programs
Advise on card product and benefit design working with the Card product teams
Review marketing claims and liaise with other stakeholders (such as Compliance, Ad Law, product teams)
Review Card Member communications in connection with changes such as fee increases, benefit changes/removal
Develop regulatory subject matter expertise across U.S. consumer finance regulations, with a particular emphasis on Truth in Lending Act and UDAAP
Participate as part of a team of seasoned attorneys and legal managers, offering thought leadership for practice group and GCO-wide projects
Minimum qualifications:
Bachelors degree & J.D.
Admitted to New York Bar or eligibility to do so
3+ years of relevant legal experience
Preferred qualifications:
Strong analytical and problem-solving skills
Ability to generate creative and innovative solutions to client issues
Ability to interpret and apply law and regulation in a practical, hands-on, common-sense manner
Ability to communicate complex issues clearly and persuasively, in both written and oral format
Ability to build relationships and partner with others to drive results
Capacity to be agile and pivot appropriately when challenged with new information or evolving circumstances
Strong process-management skills and ability to help identify and implement improvements in work process to enhance efficiency and productivity.
Experience applying UDAAP and the Truth in Lending Act is a plus
Salary Range: $110,000.00 to $190,000.00 annually + bonus + benefits
The above represents the expected salary range for this job requisition. Ultimately, in determining your pay, well consider your location, experience, and other job-related factors.
We back our colleagues and their loved ones with benefits and programs that support their holistic well-being. That means we prioritize their physical, financial, and mental health through each stage of life. Benefits include:
Competitive base salaries
Bonus incentives
6% Company Match on retirement savings plan
Free financial coaching and financial well-being support
Comprehensive medical, dental, vision, life insurance, and disability benefits
Flexible working model with hybrid, onsite or virtual arrangements depending on role and business need
20+ weeks paid parental leave for all parents, regardless of gender, offered for pregnancy, adoption or surrogacy
Free access to global on-site wellness centers staffed with nurses and doctors (depending on location)
Free and confidential counseling support through our Healthy Minds program
Career development and training opportunities
For a full list of Team Amex benefits, visit our Colleague Benefits Site.
American Express is an equal opportunity employer and makes employment decisions without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, veteran status, disability status, age, or any other status protected by law.
We back our colleagues with the support they need to thrive, professionally and personally. That's why we have Amex Flex, our enterprise working model that provides greater flexibility to colleagues while ensuring we preserve the important aspects of our unique in-person culture. Depending on role and business needs, colleagues will either work onsite, in a hybrid model (combination of in-office and virtual days) or fully virtually.
US Job Seekers/Employees - Click here to view the Know Your Rights poster and the Pay Transparency Policy Statement.
If the links do not work, please copy and paste the following URLs in a new browser window: https://www.dol.gov/agencies/ofccp/posters to access the three posters
Apply Now
With the right backing, people and businesses have the power to progress in incredible ways. When you join Team Amex, you become part of a global and diverse community of colleagues with an unwavering commitment to back our customers, communities and each other. Here, youll learn and grow as we help you create a career journey thats unique and meaningful... to you with benefits, programs, and flexibility that support you personally and professionally.
At American Express, youll be recognized for your contributions, leadership, and impactevery colleague has the opportunity to share in the companys success. Together, well win as a team, striving to uphold our company values and powerful backing promise to provide the worlds best customer experience every day. And well do it with the utmost integrity, and in an environment where everyone is seen, heard and feels like they belong.
Join Team Amex and let's lead the way together.
The General Counsels Organization (GCO) is seeking a Manager & Counsel to provide legal support to the U.S. Consumer Products and Services (CPS) business with a focus on consumer credit cards. The position will work closely with business clients and legal professionals in the GCO to provide legal advice on a wide range of issues, including card marketing and acquisition, card member agreements and other legal disclosures, new product development, reward programs, and regulatory compliance.
Heres just some of what youll do in this role:
Provide legal advice and guidance to business colleagues responsible for consumer lending, cobrand, and premium cards on a range of matters including card marketing, card member communications, product development, and rewards programs
Advise on card product and benefit design working with the Card product teams
Review marketing claims and liaise with other stakeholders (such as Compliance, Ad Law, product teams)
Review Card Member communications in connection with changes such as fee increases, benefit changes/removal
Develop regulatory subject matter expertise across U.S. consumer finance regulations, with a particular emphasis on Truth in Lending Act and UDAAP
Participate as part of a team of seasoned attorneys and legal managers, offering thought leadership for practice group and GCO-wide projects
Minimum qualifications:
Bachelors degree & J.D.
Admitted to New York Bar or eligibility to do so
3+ years of relevant legal experience
Preferred qualifications:
Strong analytical and problem-solving skills
Ability to generate creative and innovative solutions to client issues
Ability to interpret and apply law and regulation in a practical, hands-on, common-sense manner
Ability to communicate complex issues clearly and persuasively, in both written and oral format
Ability to build relationships and partner with others to drive results
Capacity to be agile and pivot appropriately when challenged with new information or evolving circumstances
Strong process-management skills and ability to help identify and implement improvements in work process to enhance efficiency and productivity.
Experience applying UDAAP and the Truth in Lending Act is a plus
Salary Range: $110,000.00 to $190,000.00 annually + bonus + benefits
The above represents the expected salary range for this job requisition. Ultimately, in determining your pay, well consider your location, experience, and other job-related factors.
We back our colleagues and their loved ones with benefits and programs that support their holistic well-being. That means we prioritize their physical, financial, and mental health through each stage of life. Benefits include:
Competitive base salaries
Bonus incentives
6% Company Match on retirement savings plan
Free financial coaching and financial well-being support
Comprehensive medical, dental, vision, life insurance, and disability benefits
Flexible working model with hybrid, onsite or virtual arrangements depending on role and business need
20+ weeks paid parental leave for all parents, regardless of gender, offered for pregnancy, adoption or surrogacy
Free access to global on-site wellness centers staffed with nurses and doctors (depending on location)
Free and confidential counseling support through our Healthy Minds program
Career development and training opportunities
For a full list of Team Amex benefits, visit our Colleague Benefits Site.
American Express is an equal opportunity employer and makes employment decisions without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, veteran status, disability status, age, or any other status protected by law.
We back our colleagues with the support they need to thrive, professionally and personally. That's why we have Amex Flex, our enterprise working model that provides greater flexibility to colleagues while ensuring we preserve the important aspects of our unique in-person culture. Depending on role and business needs, colleagues will either work onsite, in a hybrid model (combination of in-office and virtual days) or fully virtually.
US Job Seekers/Employees - Click here to view the Know Your Rights poster and the Pay Transparency Policy Statement.
If the links do not work, please copy and paste the following URLs in a new browser window: https://www.dol.gov/agencies/ofccp/posters to access the three posters
Apply Now