Licensed Life Insurance Agent - Remote Financial Services
About Us
We are a financial services firm specializing in tax-advantaged retirement planning, Index Universal Life (IUL) insurance, and Fixed Indexed Annuities (FIA). Licensed to serve clients nationwide, we focus on helping individuals aged 40+ achieve principal protection, guaranteed income solutions, and safe wealth growth strategies.
Position Overview
We are seeking experienced and newly licensed Life Insurance Agents to join our growing team. This independent contractor position is ideal for agents who want to specialize in retirement-focused insurance products while enjoying the flexibility of remote work. Whether you're working 15 hours or 40+ hours per week, you'll have access to proven systems, warm leads, and comprehensive product training.
What Makes Us Different
Specialized Niche: Focus on IUL and FIA products for pre-retirees and retirees (ages 40-65+)Educational Approach: Question-based selling methodology (NEPQ framework), not high-pressure tacticsLead Support: Access to marketing systems and lead generation toolsProduct Training: In-depth training on IUL vs. 401(k) strategies, guaranteed income planning, and estate planningProfessional Infrastructure: CRM systems, client presentation materials, and automated follow-up sequences provided
Key Responsibilities
Present Index Universal Life and Fixed Indexed Annuity solutions to qualified prospectsConduct retirement income planning consultations and financial needs analysesEducate clients on tax-advantaged wealth accumulation strategiesGuide clients through policy design and application processesMaintain compliance with state insurance regulations and carrier requirementsBuild long-term client relationships through ongoing service and reviews
Requirements
Active State Life Insurance License (required - must be licensed in your state of residence)Age: 18 years or olderBackground Check: Must pass background check and state insurance department screeningAvailability: Minimum 15 hours per week commitmentTechnology: Reliable internet connection and home office setup for remote client meetings
Ideal Candidate Profile
Life insurance agents looking to specialize in retirement planning productsAgents tired of cold calling and door-knocking who want a referral-based approachSeries 65 or CFP professionals wanting to add insurance solutions to their practiceCareer changers with sales/customer service backgrounds who recently obtained their licenseAgents seeking a consultative, education-first sales culture
Experience Level
Entry Level: Newly licensed agents welcome - full product training providedExperienced: 1+ years in life insurance, retirement planning, or financial services preferredFinancial knowledge helpful but comprehensive training provided on our specific product suite
What We Provide
Product Training: IUL mechanics, FIA structuring, tax code strategies (7702, 72(t), etc.)Sales Training: NEPQ-based consultative selling, objection handling, closing techniquesMarketing Materials: Client presentations, comparison tools, educational contentTechnology Platform: CRM (Go High Level), financial calculators, client portalsMentorship: Direct access to experienced producers and business coachesCompliance Support: Application assistance, carrier contracting, state regulation guidance
Compensation Structure
Commission-Based: 1099 independent contractorEarning Potential: $65,000 - $150,000+ annually based on productionCommission Levels: Competitive contract levels with advancement opportunitiesBonuses: Performance incentives and production bonuses availableResidual Income: Ongoing renewals on certain product lines
Benefits & Perks
Flexible remote schedule - work from anywhereNo office rent or overhead costsAccess to multiple top-rated carriersDirect carrier contracting available for experienced agents
Career Growth Path
Associate Level: New agents building initial book of businessProducer Level: Consistent monthly production ($10K+ in premium)Senior Producer: High-volume production with team building opportunitiesLeadership Track: Opportunity to recruit and mentor other agents (optional)
Work Environment
100% remote client consultations (Zoom, phone, in-person optional)No cold calling required - warm lead system availableNo door-to-door prospectingReferral-based business model preferredAverage 5-10 client appointments per week for part-time; 15-25 for full-time
Compliance & Licensing
Must maintain active life insurance license in good standingCarrier appointments will be facilitated upon acceptanceErrors & Omissions insurance required (can be provided)Background check conducted in accordance with state insurance regulations
Application Process
Submit your resume and current license informationInitial phone screening (15 minutes) to discuss the opportunityVideo interview to review products, compensation, and company cultureCarrier contracting and onboarding (1-2 weeks)
If you're a licensed agent looking for a specialized niche with proven products, comprehensive training, and a consultative sales approach, we want to hear from you.
Job Types: Full-time, Part-time, Contract
Benefits:
Flexible scheduleWork from home
Work Location: Remote
Apply Now
We are a financial services firm specializing in tax-advantaged retirement planning, Index Universal Life (IUL) insurance, and Fixed Indexed Annuities (FIA). Licensed to serve clients nationwide, we focus on helping individuals aged 40+ achieve principal protection, guaranteed income solutions, and safe wealth growth strategies.
Position Overview
We are seeking experienced and newly licensed Life Insurance Agents to join our growing team. This independent contractor position is ideal for agents who want to specialize in retirement-focused insurance products while enjoying the flexibility of remote work. Whether you're working 15 hours or 40+ hours per week, you'll have access to proven systems, warm leads, and comprehensive product training.
What Makes Us Different
Specialized Niche: Focus on IUL and FIA products for pre-retirees and retirees (ages 40-65+)Educational Approach: Question-based selling methodology (NEPQ framework), not high-pressure tacticsLead Support: Access to marketing systems and lead generation toolsProduct Training: In-depth training on IUL vs. 401(k) strategies, guaranteed income planning, and estate planningProfessional Infrastructure: CRM systems, client presentation materials, and automated follow-up sequences provided
Key Responsibilities
Present Index Universal Life and Fixed Indexed Annuity solutions to qualified prospectsConduct retirement income planning consultations and financial needs analysesEducate clients on tax-advantaged wealth accumulation strategiesGuide clients through policy design and application processesMaintain compliance with state insurance regulations and carrier requirementsBuild long-term client relationships through ongoing service and reviews
Requirements
Active State Life Insurance License (required - must be licensed in your state of residence)Age: 18 years or olderBackground Check: Must pass background check and state insurance department screeningAvailability: Minimum 15 hours per week commitmentTechnology: Reliable internet connection and home office setup for remote client meetings
Ideal Candidate Profile
Life insurance agents looking to specialize in retirement planning productsAgents tired of cold calling and door-knocking who want a referral-based approachSeries 65 or CFP professionals wanting to add insurance solutions to their practiceCareer changers with sales/customer service backgrounds who recently obtained their licenseAgents seeking a consultative, education-first sales culture
Experience Level
Entry Level: Newly licensed agents welcome - full product training providedExperienced: 1+ years in life insurance, retirement planning, or financial services preferredFinancial knowledge helpful but comprehensive training provided on our specific product suite
What We Provide
Product Training: IUL mechanics, FIA structuring, tax code strategies (7702, 72(t), etc.)Sales Training: NEPQ-based consultative selling, objection handling, closing techniquesMarketing Materials: Client presentations, comparison tools, educational contentTechnology Platform: CRM (Go High Level), financial calculators, client portalsMentorship: Direct access to experienced producers and business coachesCompliance Support: Application assistance, carrier contracting, state regulation guidance
Compensation Structure
Commission-Based: 1099 independent contractorEarning Potential: $65,000 - $150,000+ annually based on productionCommission Levels: Competitive contract levels with advancement opportunitiesBonuses: Performance incentives and production bonuses availableResidual Income: Ongoing renewals on certain product lines
Benefits & Perks
Flexible remote schedule - work from anywhereNo office rent or overhead costsAccess to multiple top-rated carriersDirect carrier contracting available for experienced agents
Career Growth Path
Associate Level: New agents building initial book of businessProducer Level: Consistent monthly production ($10K+ in premium)Senior Producer: High-volume production with team building opportunitiesLeadership Track: Opportunity to recruit and mentor other agents (optional)
Work Environment
100% remote client consultations (Zoom, phone, in-person optional)No cold calling required - warm lead system availableNo door-to-door prospectingReferral-based business model preferredAverage 5-10 client appointments per week for part-time; 15-25 for full-time
Compliance & Licensing
Must maintain active life insurance license in good standingCarrier appointments will be facilitated upon acceptanceErrors & Omissions insurance required (can be provided)Background check conducted in accordance with state insurance regulations
Application Process
Submit your resume and current license informationInitial phone screening (15 minutes) to discuss the opportunityVideo interview to review products, compensation, and company cultureCarrier contracting and onboarding (1-2 weeks)
If you're a licensed agent looking for a specialized niche with proven products, comprehensive training, and a consultative sales approach, we want to hear from you.
Job Types: Full-time, Part-time, Contract
Benefits:
Flexible scheduleWork from home
Work Location: Remote
Apply Now