Internal Audit Lead, Compliance & Operations
Affirm is reinventing credit to make it more honest and friendly, giving consumers the flexibility to buy now and pay later without any hidden fees or compounding interest.
We are working to build innovative products and technologies that support our mission of offering honest financial products to improve lives! We are looking for an experienced Internal Audit Lead, Compliance & Operations to contribute to the ongoing development of the Internal Audit (IA) function and to Affirm's efforts to achieve its business objectives. The Internal Audit Lead, Compliance & Operations will report to the Senior Manager, Audit Compliance & Operations and will work alongside all members of the Internal Audit team in conducting audit and reviews to impact and influence positive business outcomes!
What You'll Do
Collaborate with the Vertical Leads, Business Stakeholders and IA Partners to assist in performing the various stages of an Internal Audit project, including planning, fieldwork, and reporting
Execute audits focused on US and International regulations/programs including but not limited to; BSA/AML, UDAAP, FCRA, Fair Lending, GDPR, FDCPA, ESG, etc.
Work with business partners to evaluate the design and effectiveness of controls
Complete specific areas of an audit project performing audit work using our standard audit methodology to evaluate risk, determine control objectives, and verify the extent to which Affirm's process, controls, and systems are operating as intended
Assist and contribute to Affirm's Internal Audit strategy and roadmap
Support audit issue validation and closure procedures
Assist in assessing new products, systems, databases or changes to existing processes to identify compliance risks before launch, providing recommendations for improvement
Continue to develop and expand knowledge of the audit profession, our industry, and Affirm products and information through self-study, research, and continuing education efforts
Align with applicable federal & state, and international laws and regulatory guidelines and Affirm's policies and procedures
Maintain a regulatory compliance risk mindset to understand underlying risks and weaknesses to properly mitigate such risks
What We Look For
4+ years of internal audit experience with a combination of industry and consulting experience. Demonstrated ability in a senior internal control or internal audit role
Experience with similar internal control or internal audit roles in financial services organizations or with Big 4 audit firms highly preferred
Bachelors or equivalent in business, accounting or other business related fields. Appropriate certifications in auditing are preferred (i.e. CIA, CAMS, CRCM or equivalent)
Ability to understand sophisticated processes and summarize and document in a narrative and workflow format
Strong project/task management and prioritization skills
Experience participating in integrated audits that address a combination of compliance and operating objectives
Excellent written and verbal communication skills
Comfortable in a fast-paced, ever-changing, rapid-growth, fun environment with multiple projects and tasks
Possess high ethical standards, level of commitment and ability to cope with complexity and change
Responsible, flexible and a highly motivated self-starter
Base Pay Grade - J
Equity Grade - 5
Employees new to Affirm typically come in at the start of the pay range. Affirm focuses on providing a simple and transparent pay structure which is based on a variety of factors, including location, experience and job-related skills.
Base pay is part of a total compensation package that may include equity rewards, monthly stipends for health, wellness and tech spending, and benefits (including 100% subsidized medical coverage, dental and vision for you and your dependents.)
USA base pay range (CA, WA, NY, NJ, CT) per year: $130,000 - $170,000
USA base pay range (all other U.S. states) per year: $115,000 - $155,000
Please note that visa sponsorship is not available for this position.
#LI-Remote
Affirm is proud to be a remote-first company! The majority of our roles are remote and you can work almost anywhere within the country of employment. Affirmers in proximal roles have the flexibility to work remotely, but will occasionally be required to work out of their assigned Affirm office. A limited number of roles remain office-based due to the nature of their job responsibilities.
We're extremely proud to offer competitive benefits that are anchored to our core value of people come first. Some key highlights of our benefits package include:
Health care coverage - Affirm covers all premiums for all levels of coverage for you and your dependents
Flexible Spending Wallets - generous stipends for spending on Technology, Food, various Lifestyle needs, and family forming expenses
Time off - competitive vacation and holiday schedules allowing you to take time off to rest and recharge
ESPP - An employee stock purchase plan enabling you to buy shares of Affirm at a discount
We believe It's On Us to provide an inclusive interview experience for all, including people with disabilities. We are happy to provide reasonable accommodations to candidates in need of individualized support during the hiring process.
[For U.S. positions that could be performed in Los Angeles or San Francisco] Pursuant to the San Francisco Fair Chance Ordinance and Los Angeles Fair Chance Initiative for Hiring Ordinance, Affirm will consider for employment qualified applicants with arrest and conviction records.
By clicking "Submit Application," you acknowledge that you have read Affirm's Global Candidate Privacy Notice and hereby freely and unambiguously give informed consent to the collection, processing, use, and storage of your personal information as described therein.
Apply Now
We are working to build innovative products and technologies that support our mission of offering honest financial products to improve lives! We are looking for an experienced Internal Audit Lead, Compliance & Operations to contribute to the ongoing development of the Internal Audit (IA) function and to Affirm's efforts to achieve its business objectives. The Internal Audit Lead, Compliance & Operations will report to the Senior Manager, Audit Compliance & Operations and will work alongside all members of the Internal Audit team in conducting audit and reviews to impact and influence positive business outcomes!
What You'll Do
Collaborate with the Vertical Leads, Business Stakeholders and IA Partners to assist in performing the various stages of an Internal Audit project, including planning, fieldwork, and reporting
Execute audits focused on US and International regulations/programs including but not limited to; BSA/AML, UDAAP, FCRA, Fair Lending, GDPR, FDCPA, ESG, etc.
Work with business partners to evaluate the design and effectiveness of controls
Complete specific areas of an audit project performing audit work using our standard audit methodology to evaluate risk, determine control objectives, and verify the extent to which Affirm's process, controls, and systems are operating as intended
Assist and contribute to Affirm's Internal Audit strategy and roadmap
Support audit issue validation and closure procedures
Assist in assessing new products, systems, databases or changes to existing processes to identify compliance risks before launch, providing recommendations for improvement
Continue to develop and expand knowledge of the audit profession, our industry, and Affirm products and information through self-study, research, and continuing education efforts
Align with applicable federal & state, and international laws and regulatory guidelines and Affirm's policies and procedures
Maintain a regulatory compliance risk mindset to understand underlying risks and weaknesses to properly mitigate such risks
What We Look For
4+ years of internal audit experience with a combination of industry and consulting experience. Demonstrated ability in a senior internal control or internal audit role
Experience with similar internal control or internal audit roles in financial services organizations or with Big 4 audit firms highly preferred
Bachelors or equivalent in business, accounting or other business related fields. Appropriate certifications in auditing are preferred (i.e. CIA, CAMS, CRCM or equivalent)
Ability to understand sophisticated processes and summarize and document in a narrative and workflow format
Strong project/task management and prioritization skills
Experience participating in integrated audits that address a combination of compliance and operating objectives
Excellent written and verbal communication skills
Comfortable in a fast-paced, ever-changing, rapid-growth, fun environment with multiple projects and tasks
Possess high ethical standards, level of commitment and ability to cope with complexity and change
Responsible, flexible and a highly motivated self-starter
Base Pay Grade - J
Equity Grade - 5
Employees new to Affirm typically come in at the start of the pay range. Affirm focuses on providing a simple and transparent pay structure which is based on a variety of factors, including location, experience and job-related skills.
Base pay is part of a total compensation package that may include equity rewards, monthly stipends for health, wellness and tech spending, and benefits (including 100% subsidized medical coverage, dental and vision for you and your dependents.)
USA base pay range (CA, WA, NY, NJ, CT) per year: $130,000 - $170,000
USA base pay range (all other U.S. states) per year: $115,000 - $155,000
Please note that visa sponsorship is not available for this position.
#LI-Remote
Affirm is proud to be a remote-first company! The majority of our roles are remote and you can work almost anywhere within the country of employment. Affirmers in proximal roles have the flexibility to work remotely, but will occasionally be required to work out of their assigned Affirm office. A limited number of roles remain office-based due to the nature of their job responsibilities.
We're extremely proud to offer competitive benefits that are anchored to our core value of people come first. Some key highlights of our benefits package include:
Health care coverage - Affirm covers all premiums for all levels of coverage for you and your dependents
Flexible Spending Wallets - generous stipends for spending on Technology, Food, various Lifestyle needs, and family forming expenses
Time off - competitive vacation and holiday schedules allowing you to take time off to rest and recharge
ESPP - An employee stock purchase plan enabling you to buy shares of Affirm at a discount
We believe It's On Us to provide an inclusive interview experience for all, including people with disabilities. We are happy to provide reasonable accommodations to candidates in need of individualized support during the hiring process.
[For U.S. positions that could be performed in Los Angeles or San Francisco] Pursuant to the San Francisco Fair Chance Ordinance and Los Angeles Fair Chance Initiative for Hiring Ordinance, Affirm will consider for employment qualified applicants with arrest and conviction records.
By clicking "Submit Application," you acknowledge that you have read Affirm's Global Candidate Privacy Notice and hereby freely and unambiguously give informed consent to the collection, processing, use, and storage of your personal information as described therein.
Apply Now