Individual Life Underwriter Consultant
Position Description:
Partner with Agency and Advisor channel to underwrite and support the sale of permanent and term insurance products. This position is responsible for underwriting insurance cases by using strong subject matter knowledge about company products and underwriting principles. This position works independently and influences others to achieve operational targets. A successful person in this role will demonstrate an understanding of medical, non-medical, and financial underwriting topics. Applying risk selection experiences to make accurate underwriting decisions will be key.
Position Location:
This position is remote and does not require regular in-office presence.
What you do:
Analyze and evaluate risk for insurance cases considering characteristics such as plan design, demographics, experience, financial and medical factors, and state and federal regulations.
Select and maintain cases to achieve revenue, persistency, and profitability goals for both top-line and bottom-line growth.
Based on financial, medical, and established departmental guidelines, create a competitive offer that is in the best interest of the company and the client.
Demonstrate a strong understanding of various insurance products, their features and limitations, and industry/regulatory terms.
Provide training and guidance to new or entry level associates.
Utilize assigned tools including reinsurance partner underwriting manuals to drive decisions.
Utilize strong telephone skills speaking with agents to communicate underlying thought processes to help them understand ratings and pricing determinations.
What you bring:
Bachelor's Degree or equivalent combination of education and experience required.
3-5 years related life insurance underwriting experience required.
Strong verbal and written communication skills are required.
Minimum $3M approval limit with review up to $5M desired.
Active pursuit of industry designations (LOMA or ALU) desired.
What we offer:
A meaningful mission. Great benefits. A vibrant culture
Ameritas is an insurance, financial services and employee benefits provider Our purpose is fulfilling life. It means helping all kinds of people, at every age and stage, get more out of life.
At Ameritas, youll find energizing work challenges. Flexible hybrid work options. Time for family and community. But dig deeper. Benefits at Ameritas cover things you expect - and things you dont:
Ameritas Benefits
For your money:
401(k) Retirement Plan with company match and quarterly contribution.
Tuition Reimbursement and Assistance.
Incentive Program Bonuses.
Competitive Pay.
For your time:
Flexible Hybrid work.
Thrive Days - Personal time off.
Paid time off (PTO).
For your health and well-being:
Health Benefits: Medical, Dental, Vision.
Health Savings Account (HSA) with employer contribution.
Well-being programs with financial rewards.
Employee assistance program (EAP).
For your professional growth:
Professional development programs.
Leadership development programs.
Employee resource groups.
StrengthsFinder Program.
For your community:
Matching donations program.
Paid volunteer time 8 hours per month.
For your family:
Generous paid maternity leave and paternity leave.
Fertility, surrogacy, and adoption assistance.
Backup child, elder and pet care support.
An Equal Opportunity Employer
Ameritas has a reputation as a company that cares, and because everyone should feel safe bringing their authentic, whole self to work, were committed to an inclusive culture and diverse workplace, enriched by our individual differences. We are an Equal Opportunity/Affirmative Action Employer that hires based on qualifications, positive attitude, and exemplary work ethic, regardless of sex, race, color, national origin, religion, age, disability, veteran status, genetic information, marital status, sexual orientation, gender identity or any other characteristic protected by law.
Apply Now
Partner with Agency and Advisor channel to underwrite and support the sale of permanent and term insurance products. This position is responsible for underwriting insurance cases by using strong subject matter knowledge about company products and underwriting principles. This position works independently and influences others to achieve operational targets. A successful person in this role will demonstrate an understanding of medical, non-medical, and financial underwriting topics. Applying risk selection experiences to make accurate underwriting decisions will be key.
Position Location:
This position is remote and does not require regular in-office presence.
What you do:
Analyze and evaluate risk for insurance cases considering characteristics such as plan design, demographics, experience, financial and medical factors, and state and federal regulations.
Select and maintain cases to achieve revenue, persistency, and profitability goals for both top-line and bottom-line growth.
Based on financial, medical, and established departmental guidelines, create a competitive offer that is in the best interest of the company and the client.
Demonstrate a strong understanding of various insurance products, their features and limitations, and industry/regulatory terms.
Provide training and guidance to new or entry level associates.
Utilize assigned tools including reinsurance partner underwriting manuals to drive decisions.
Utilize strong telephone skills speaking with agents to communicate underlying thought processes to help them understand ratings and pricing determinations.
What you bring:
Bachelor's Degree or equivalent combination of education and experience required.
3-5 years related life insurance underwriting experience required.
Strong verbal and written communication skills are required.
Minimum $3M approval limit with review up to $5M desired.
Active pursuit of industry designations (LOMA or ALU) desired.
What we offer:
A meaningful mission. Great benefits. A vibrant culture
Ameritas is an insurance, financial services and employee benefits provider Our purpose is fulfilling life. It means helping all kinds of people, at every age and stage, get more out of life.
At Ameritas, youll find energizing work challenges. Flexible hybrid work options. Time for family and community. But dig deeper. Benefits at Ameritas cover things you expect - and things you dont:
Ameritas Benefits
For your money:
401(k) Retirement Plan with company match and quarterly contribution.
Tuition Reimbursement and Assistance.
Incentive Program Bonuses.
Competitive Pay.
For your time:
Flexible Hybrid work.
Thrive Days - Personal time off.
Paid time off (PTO).
For your health and well-being:
Health Benefits: Medical, Dental, Vision.
Health Savings Account (HSA) with employer contribution.
Well-being programs with financial rewards.
Employee assistance program (EAP).
For your professional growth:
Professional development programs.
Leadership development programs.
Employee resource groups.
StrengthsFinder Program.
For your community:
Matching donations program.
Paid volunteer time 8 hours per month.
For your family:
Generous paid maternity leave and paternity leave.
Fertility, surrogacy, and adoption assistance.
Backup child, elder and pet care support.
An Equal Opportunity Employer
Ameritas has a reputation as a company that cares, and because everyone should feel safe bringing their authentic, whole self to work, were committed to an inclusive culture and diverse workplace, enriched by our individual differences. We are an Equal Opportunity/Affirmative Action Employer that hires based on qualifications, positive attitude, and exemplary work ethic, regardless of sex, race, color, national origin, religion, age, disability, veteran status, genetic information, marital status, sexual orientation, gender identity or any other characteristic protected by law.
Apply Now