Home & Land Loan Officer
Horizon Farm Credit is an expert in agriculture, committed to helping rural customers and communities thrive. They are seeking a Home & Land Loan Officer to develop and close loans while building strong relationships within the community.ResponsibilitiesDevelop and close Home and Land loans within delegated authority, ensuring complete and accurate loan files while meeting volume and quality expectationsOriginate new Home and Land loans and grow existing relationships with rural residents and partâtime farmersBuild strong internal and external relationships and deliver exceptional, timely customer serviceInterview applicants, analyze complete and accurate financial information using the five credit factors, determine credit risk, communicate credit decisions, and inspect or appraise collateral as neededSkillsBachelor's degree or equivalent experience in Business Administration, Agriculture, Economics, Finance, or a related fieldGenerally, one to five years of related lending, sales, or financial services experience preferredStrong interpersonal and communication skills with the ability to manage challenging customer situationsAbility to develop and maintain referral networks and practice effective territory managementBasic knowledge of lending principles and related financial products and servicesProven sales and relationshipâbuilding skillsAbility to manage customer relationships and loan portfolios with moderate supervisionWillingness to spend time meeting with customers, prospects, and referral partnersAdaptable and flexible to a changing work environmentAbility to travel to/from other branch offices, customer meetings, etc., as requiredRegular, predictable, and reliable attendance is requiredBenefitsMedical insurance with dental and vision care options401(k) with significant employer matchingPaid time off, holidays, and volunteer timeTuition reimbursement and training opportunitiesStudent loan reimbursementLeadership and career development opportunitiesPaid maternity and bonding leavePaid shortâterm disabilityFun, inclusive, and communityâfocused work environmentCompany OverviewAmerican AgCredit is a borrower-owned association chartered through the Farm Credit System. It was founded in 1916, and is headquartered in Mobile, Alabama, USA, with a workforce of 501-1000 employees. Its website is http://www.agloan.com/.
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