Finance Associate/Senior - Capital Markets & Finance

ByzFunder New York, NY (remote) Who We Are ByzFunder is a specialized financing platform with deep industry roots and proven scale whose mission is to support the growth of small and mid-sized businesses. The company is led by an experienced team with over 150 years of combined expertise across lending, capital markets, technology, operations, compliance, and financial services. We have funded over 20,000 individual small and mid-sized businesses across the U.S., writing Merchant Cash Advance agreements in 49 states and issuing Commercial Loan Agreements in California. Since 2020, the company has delivered a compound annual growth rate of over 75% in origination volume. This growth is supported by disciplined underwriting, a high renewal rate, and a deeply integrated AI-powered infrastructure delivering sustained profitability. Position Summary We are looking for a dynamic Finance Associate/Senior Associate, Capital Markets and Reporting, to support our CFO & Head of Capital Markets in managing critical financial reporting functions, including FP&A, securitization related reporting, financial models, and audits. This role is ideal for an early-career finance or accounting professional eager to expand their experience in a fast-paced, hands-on environment. The ideal candidate will be a self-starter with strong analytical skills, an eye for detail, and a proactive approach to problem-solving. This position requires someone to be comfortable balancing routine financial tasks with high-impact strategic projects while working independently with minimal supervision. Key Responsibilities Financial Reporting: • Prepare financial reports for management, lenders, and external stakeholders. • Support warehouse lender & securitization reporting requirements, including borrowing base calculations and compliance reporting. Financial Planning & Analysis (FP&A): • Assist in developing budgets, forecasts, and financial models to support long term strategic planning with performance and origination variance functionality. • Analyze financial results, identify trends, and provide actionable insights to leadership. • Support cross-functional teams with financial data and decision-making tools. Financial Reporting & Lender Relations: • Prepare financial reports for management, lenders, and external stakeholders. • Support warehouse lender & securitization reporting requirements, including borrowing base calculations and compliance reporting. Month-End Close & Audit Support: • Assist in monthly close processes, including reconciliations and variance analysis. • Provide support for external audits by preparing the necessary schedules and documentation. Capital Markets Support: • Support monthly data room maintenance and client requests. • Assist senior team members in the evaluation, preparedness & due diligence of financing facilities & securitizations • Participate in investor and lender discussions ensuring timely follow-up and ongoing relationship needs. Qualifications & Experience • Bachelor’s degree in finance, Accounting, Economics, or a related field. • Strong knowledge of financial management, accounting principles and capital markets. • 2–4 years of experience in Finance, Accounting, or FP&A within Financial Services. • Strong Excel and financial modeling skills including SQL, Pivot tables, V-lookup, H-lookup, MACROs and advanced formulas. • Familiarity with financial reporting, cash flow forecasting, and variance analysis withing a lending business. • Ability to work independently and take initiative in problem-solving. • Excellent communication skills and a team-oriented mindset. • Ability to understand, operationalize, and provide ongoing support for structured finance programs, including securitizations and warehouse facilities • Familiarity with the lending business and/or specialty finance preferably from the fintech, MCA, SME or consumer funding ecosystem. Compensation & Benefits · Comprehensive medical, dental, and vision coverage · 401(k) Matching · Life and Disability insurance · Monthly internet reimbursement · PTO Potential total compensation: $125,000-175,000 a year (potential total compensation) Offered salary range - DOE (base depends on experience) ByzFunder is an Equal Opportunity Employer. We welcome and encourage candidates of all backgrounds, we do not discriminate on the basis of race, religion, color, sex, gender identity, sexual orientation, age, national origin or any other basis covered by appropriate law. All employment is decided on the basis of qualifications, merit, and business need. Why Join Us? This is a unique opportunity to work closely with the CFO & Head of Capital Markets in a high-growth financial services environment. You’ll gain hands-on experience in financial operations, cash management, and FP&A while making a direct impact on company strategy. If you are eager to learn, love numbers, and thrive in a fast-moving role with diverse responsibilities, we’d love to hear from you! Apply tot his job