Experienced Small Business Underwriting Associate – Financial Analysis and Risk Management Professional for Consumer and Small Business Banking

Introduction to Wells Fargo and the Role Wells Fargo, a leading financial services company with approximately $1.9 trillion in assets, is seeking a dedicated and skilled Small Business Underwriting Associate to join its Consumer & Small Business Banking team. As a Small Business Underwriting Associate, you will play a critical role in reviewing loan requests, gathering information, and making informed decisions that meet company and industry guidelines. This is an exceptional opportunity to work with a renowned organization that proudly serves one in three U.S. households and more than 10% of small businesses in the U.S. About the Role In this role, you will be responsible for reviewing basic healthcare industry loan requests, gathering information to make appropriate decisions, and ensuring that loan recommendations meet company and industry guidelines. You will receive direction from managers and exercise independent judgment while developing an understanding of programs and risk. Collaboration and consultation with managers, internal and external business partners, are essential aspects of this position. Key Responsibilities Review basic healthcare industry loan requests and gather information to make informed decisions Ensure loan recommendations meet company and industry guidelines Receive direction from managers and exercise independent judgment while developing an understanding of programs and risk Collaborate and consult with managers, internal and external business partners Analyze personal or business financial statements and tax returns (commercial and individual) to make sound underwriting decisions Communicate findings in a concise manner, both verbally and in writing Qualifications and Skills To be successful in this role, you will need to possess a strong and diverse skillset, including: Essential Qualifications 6+ months of underwriting experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education 6+ months experience reviewing personal or business financial statements and tax returns (commercial and individual) Desired Qualifications Ability to thoroughly analyze personal or business financial statements and tax returns (commercial and individual) on an independent basis and communicate findings in a concise manner Experience meeting high production and quality standards in a fast-paced, development and production support environment Excellent verbal, written, and interpersonal communication skills Proficient in Microsoft Office Excel Strong analytical skills with high attention to detail and accuracy Ability to execute in a fast-paced, high-demand environment while balancing multiple priorities Ability to take initiative and work independently with minimal supervision in a structured environment Ability to work effectively in a team environment and across all organizational levels, where flexibility, collaboration, and adaptability are important Career Growth Opportunities and Learning Benefits At Wells Fargo, we are committed to the growth and development of our employees. As a Small Business Underwriting Associate, you will have access to a range of training and development opportunities, including: Comprehensive underwriting training programs Ongoing coaching and mentoring from experienced professionals Opportunities to develop your analytical, communication, and problem-solving skills Professional development opportunities, including conferences, workshops, and industry events Work Environment and Company Culture Wells Fargo is a dynamic and inclusive workplace that values diversity, equity, and inclusion. We believe in building strong customer relationships balanced with a strong risk-mitigating and compliance-driven culture. Our employees are accountable for execution of all applicable risk programs, including credit, market, financial crimes, operational, and regulatory compliance. Company Culture Highlights A commitment to diversity, equity, and inclusion in the workplace A strong focus on building strong customer relationships A culture of risk management and compliance Opportunities for professional development and growth A dynamic and inclusive work environment Compensation, Perks, and Benefits Wells Fargo offers a competitive salary and a range of benefits, including: Comprehensive health and wellness programs Retirement savings plans, including a 401(k) match Paid time off and holidays Employee discounts on financial products and services Opportunities for professional development and growth Conclusion If you are a motivated and skilled professional looking for a challenging and rewarding role, we encourage you to apply for the Small Business Underwriting Associate position. This is an exceptional opportunity to join a leading financial services company and contribute to the success of our customers and our organization. Apply today and take the first step towards a fulfilling and successful career with Wells Fargo! Apply for this job