Data Scientist I - Hybrid

Radian is a fintech servicing the mortgage and real estate services industry, and they are seeking a Data Scientist I. The role focuses on data modeling and analysis, developing analytical frameworks, and validating credit models using financial and statistical methods. Responsibilities Programming in support of model estimation, implementation, monitoring, and back testing Development and maintenance of cloud-based modeling frameworks. Analysis of standard reporting and model performance. Delinquency, default, prepayment, claim severity model estimation and design. Model development and methodology research Creation of analytical presentations and communication of strategic business findings to management Analysis and recommendations on alternative credit structures, risk sharing arrangements, and/or non-traditional manners in which to participate and take on credit risk as appropriate and necessary Data manipulation of large files (R, Python, or SAS datasets) to identify trends and make recommendations and/or adjustments to credit/portfolio guidelines as necessary Perform other duties as assigned or apparent Skills Understanding of probability modeling Expert mathematical, statistical, and econometric understanding Strong analytical background, along with the ability and willingness to effectively make recommendations on transactions based on sound business judgment Knowledge of SAS, R, C++ or python for data analysis and modeling Ability to learn financial analysis of structured mortgage products Strong work ethic and independent problem-solving capabilities High level of motivation and intellectual curiosity Able to work in a team environment Ability to research and define new analytical methods Ability to communicate effectively and present results Degree Requirement: Bachelor's degree or foreign equivalent and 1 year of experience, or Master's degree or foreign equivalent and no work experience Certifications: Finance, Economics, Mathematics and/or Statistics Work Experience: 1 or more years of prior work-related experience without a master's degree, with a master's degree no prior work experience is required Benefits 20 days of paid time off annually 9 paid holidays + 2 floating holidays Parental leave Multiple medical plan choices, including HSA and FSA options, dental, vision, and basic life insurance. 401(k) with a top of market company match Opportunity to participate in Radian’s Employee Stock Purchase Plan (ESPP) Homebuyer Perks program helps employees navigate the home searching, buying, selling, and refinancing processes Company Overview Radian is a mortgage and real estate services company that provides private mortgage insurance and title services to lenders and investors. It was founded in 1977, and is headquartered in Wayne, Pennsylvania, USA, with a workforce of 1001-5000 employees. Its website is Company H1B Sponsorship Radian has a track record of offering H1B sponsorships, with 2 in 2020. Please note that this does not guarantee sponsorship for this specific role.