Credit Analyst - India @ Empower

EMPOWER OVERVIEWEmpower is shaking up an outdated financial system by providing real opportunity for our customers: the opportunity to get the cash they need, to access fair credit, and to change their financial story. Today, we’re helping millions of people find financial security through machine learning models that evaluate creditworthiness using a more inclusive lens and mobile-first products: Cash Advance, Thrive line of credit, and Petal credit cards. Tomorrow? Creating even more financial paths for our customers (and their wallets) to succeed.This year, Empower ranked #65 on Inc. 5000’s Fastest-Growing Private Companies list — our third year in a row cracking the top 100 — and was named by Forbes as one of the 25 Next Billion-Dollar Startups for 2024. Empower was also featured by Forbes on America’s Best Startup Employers list in 2023, and our Thrive line of credit product was named by Fast Company as one of 2022’s Next Big Things in Tech.Empower is backed by Sequoia Capital, Blisce, and Icon Ventures. Ready to grow your impact and accelerate your career? Take a look at our open roles — we can’t wait to meet you.The Opportunity: Credit Analyst – IndiaWe're looking for a highly analytical, data-driven Credit Analyst to support the growth and risk management of our India lending business, NIRA Finance – a recent addition to the Empower team. This role will help shape credit policy, drive performance insights, and partner cross-functionally to deliver impactful solutions for our customers.How You'll Make an ImpactDevelop new credit policies and regularly review and update existing ones to support Empower’s business in India. Collaborate with the technology team to implement and rigorously test these policy changesConduct exploratory data analysis to uncover trends and actionable insights, while continuously monitoring portfolio performance and benchmarking against industry standardsCollaborate closely with the Data Science team…

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