Consumer Affairs Bank Examiner
About the position
The Federal Reserve Bank of St. Louis is seeking dedicated individuals to join our Consumer Affairs unit as Bank Examiners in our St. Louis, MO office or Little Rock, AR branch. This role is pivotal in ensuring compliance with consumer protection laws and regulations, including the Community Reinvestment Act (CRA), Fair Lending, and Truth in Lending. As a Bank Examiner, you will be responsible for leading teams in conducting thorough examinations of financial institutions, assessing their compliance with various consumer protection laws, and documenting your findings through detailed work-papers and reports. This position requires a strong understanding of the banking industry and the operations of financial institutions, as well as the ability to establish supervisory relationships with representatives at all levels of the institutions being examined. In this role, you will report to a Supervisory Examiner and will be expected to travel approximately 50 days per year, which translates to about 20-30% of your workdays. Travel may include overnight stays, primarily by car or van, with some air travel as necessary. The Federal Reserve Bank of St. Louis is committed to providing a positive work/life balance, offering flexible scheduling options, including the possibility of a compressed work schedule and periodic work-from-home opportunities. This flexibility is designed to support our employees in achieving a healthy balance between their professional and personal lives.
Responsibilities
ย Demonstrate knowledge of the banking industry and the operations of a typical financial institution.
,
ย Lead teams to complete consumer compliance and Community Reinvestment Act examinations.
,
ย Assess compliance with fair lending, lending, deposit, and multiple other consumer protection laws and regulations.
,
ย Document findings on examination through work-papers and reports of examination to be issued to the bank and general public.
,
ย Establish supervisory relationships with financial institution representatives at all levels.
Requirements
ย Bachelor's degree or commensurate experience working in a professional setting, working with teams, and in defined reporting structures.
,
ย Written and verbal communications skills.
,
ย Well-developed critical thinking skills and conflict resolution.
,
ย 5+ years of experience in examination or related bank compliance in areas such as the Community Reinvestment Act (CRA), Fair Lending, or Truth in Lending.
,
ย Experience with banking loan origination software (LOS) or Loan Servicing Software, such as Encompass, Experian, Calyx, or similar, is not required but will be considered a plus.
,
ย Candidates with an examiner commission are encouraged to apply.
Nice-to-haves
ย Experience with banking loan origination software (LOS) or Loan Servicing Software, such as Encompass, Experian, Calyx, or similar.
Benefits
ย Medical (4 options), Prescription, Dental (3 options), and Vision Insurance with no waiting period
,
ย 401k/Thrift Plan with generous employer match
,
ย Employer-funded Pension Plan
,
ย Paid Vacation/Sick Time & Holidays
,
ย Flexible Spending Accounts and Healthcare Spending Accounts
,
ย Flexible Work Schedule available in most departments
,
ย Life Insurance and Long Term Disability Insurance
,
ย Tuition Reimbursement (undergraduate and graduate)
,
ย Parental Leave
,
ย Free onsite 24/7 Fitness Center including training classes, and locker room / shower facilities
,
ย Onsite Cafeteria & Coffee Shop
,
ย Additional Convenience Benefits, Discounts and Moreย
Apply Now
The Federal Reserve Bank of St. Louis is seeking dedicated individuals to join our Consumer Affairs unit as Bank Examiners in our St. Louis, MO office or Little Rock, AR branch. This role is pivotal in ensuring compliance with consumer protection laws and regulations, including the Community Reinvestment Act (CRA), Fair Lending, and Truth in Lending. As a Bank Examiner, you will be responsible for leading teams in conducting thorough examinations of financial institutions, assessing their compliance with various consumer protection laws, and documenting your findings through detailed work-papers and reports. This position requires a strong understanding of the banking industry and the operations of financial institutions, as well as the ability to establish supervisory relationships with representatives at all levels of the institutions being examined. In this role, you will report to a Supervisory Examiner and will be expected to travel approximately 50 days per year, which translates to about 20-30% of your workdays. Travel may include overnight stays, primarily by car or van, with some air travel as necessary. The Federal Reserve Bank of St. Louis is committed to providing a positive work/life balance, offering flexible scheduling options, including the possibility of a compressed work schedule and periodic work-from-home opportunities. This flexibility is designed to support our employees in achieving a healthy balance between their professional and personal lives.
Responsibilities
ย Demonstrate knowledge of the banking industry and the operations of a typical financial institution.
,
ย Lead teams to complete consumer compliance and Community Reinvestment Act examinations.
,
ย Assess compliance with fair lending, lending, deposit, and multiple other consumer protection laws and regulations.
,
ย Document findings on examination through work-papers and reports of examination to be issued to the bank and general public.
,
ย Establish supervisory relationships with financial institution representatives at all levels.
Requirements
ย Bachelor's degree or commensurate experience working in a professional setting, working with teams, and in defined reporting structures.
,
ย Written and verbal communications skills.
,
ย Well-developed critical thinking skills and conflict resolution.
,
ย 5+ years of experience in examination or related bank compliance in areas such as the Community Reinvestment Act (CRA), Fair Lending, or Truth in Lending.
,
ย Experience with banking loan origination software (LOS) or Loan Servicing Software, such as Encompass, Experian, Calyx, or similar, is not required but will be considered a plus.
,
ย Candidates with an examiner commission are encouraged to apply.
Nice-to-haves
ย Experience with banking loan origination software (LOS) or Loan Servicing Software, such as Encompass, Experian, Calyx, or similar.
Benefits
ย Medical (4 options), Prescription, Dental (3 options), and Vision Insurance with no waiting period
,
ย 401k/Thrift Plan with generous employer match
,
ย Employer-funded Pension Plan
,
ย Paid Vacation/Sick Time & Holidays
,
ย Flexible Spending Accounts and Healthcare Spending Accounts
,
ย Flexible Work Schedule available in most departments
,
ย Life Insurance and Long Term Disability Insurance
,
ย Tuition Reimbursement (undergraduate and graduate)
,
ย Parental Leave
,
ย Free onsite 24/7 Fitness Center including training classes, and locker room / shower facilities
,
ย Onsite Cafeteria & Coffee Shop
,
ย Additional Convenience Benefits, Discounts and Moreย
Apply Now