CD Drawer- Closer

Company DescriptionWho we are:Summit Funding, Inc is one of the oldest still privately owned top 50 national mortgage lenders. When Todd Scrima, our owner and CEO founded our company in 1995 his dream was not to be the biggest, but to strive to be the best. Our growth mindset, positive culture, and history of stability are just a few things that position our company as a leader in the mortgage industry.Benefits and Perks:Opportunity to further a career in a competitive, fast-paced growing industry where you can make a difference in people's lives.Opportunity to earn competitive compensation.Full benefits include medical, dental, vision, 401K plus match, 11 paid holidays, paid time off, and more.Fun team atmosphere, professional development, and more.Job DescriptionThe CD Drawer position is essential to Summit Funding's relationship with the branches, with escrow, and most importantly, with the homebuyer. The primary focuses are accuracy, speed, accountability, adaptability, and genuine good customer service. The CD Drawer position is crucial to preparing accurate closing disclosures and closing packages within the posted turn time or prior, thereby exceeding branch expectations so they may exceed buyer expectations.Starting pay ranges between $20-$28/hr DOE.This position reports out of the Sacramento Corporate Office but is offered as hybrid-remote or remote depending on experience and location. Will be required to work a regular 8 work schedule Monday through Friday starting as early as 5am PST (6am MST/7am CST/8am EST) and as late as 5pm PST (6pm MST/7pm CST/8pm EST) plus work Overtime and Weekends as needed.Duties include:Prepares all closing documents and closing disclosures including initial closing disclosure (ICD) required to close mortgage loans, ensuring documentation is complete and accurate and follows up with any discrepancies.Ensures that all loans meet guidelines for quality and regulatory compliance, and investor closing standards are met.Maintains communication with other departments and closing agents to promote positive business relations and relay loan status.Establishes and maintains a thorough knowledge of all products and investor requirements to ensure quality closing packages and salability into the market.Reviews files prior to closing to verify that abstracts and/or title opinions are clear; forwards copies to all parties involved; reviews all surveys, termite inspections, final inspections, and verifies accuracy of closing conditions.Inputs information into computer, prepares additional documentation, balances account for closing, and prepares closing disclosures and closing package for the closing agent and/or customer.Prepares and explains closing requirements to closing agent and/or customer.Maintains knowledge of all mortgage and compliance policies and procedures.Completes all required paperwork and forms in an accurate and timely manner; prepares all required reports.QualificationsTwo years of experience preparing/drawing initial closing disclosures (ICD) and closing documents with a retail mortgage lender. Current experience (within the last 12 months) preferred.Thorough working knowledge of real estate documentation, policies, compliance, and procedures.Analyze statistical and financial data.High level of proficiency with mortgage loan processing and underwriting systems.Ability to identify problems that may occur during the funding process and resolve them.Commitment to excellence and high standards.Excellent written and oral communication skills.Strong organizational, problem-solving, and analytical skills.Ability to manage priorities and workflow.Versatility, flexibility, and a willingness to work within constantly changing priorities with enthusiasm.Acute attention to detail.Accurately complete detailed financial forms and paperwork.Proficient in Microsoft Office, Outlook, Encompass 360 and Doc Magic.Type at least 30+ words per minute.Excellent customer service skills.Proven ability to handle multiple projects and meet deadlines.Ability to work well under pressure.Strong interpersonal skills.Good judgment with the ability to make timely and sound decisions.Demonstrated ability to calculate figures and amounts such as discounts, interest, commissions, and percentages.Ability to effectively present information and respond to questions.Additional InformationAll your information will be kept confidential according to EEO guidelines.

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