Baas Credit Risk Analyst; SME​/Micro

Position: Baas Credit Risk Analyst (SME/Micro) Location: Town of Poland Overview Position: Baas Credit Risk Analyst (SME/Micro) at Uni Credit Polska. Uni Credit Polska is part of one of the largest financial groups in Europe, serving over 15 million clients including one million businesses. Responsibilities • Credit Risk Ownership for Projects – develop and implement credit policies and rules for BaaS partners from early design to ongoing performance monitoring. • Ensure policies align with regulatory expectations and group-level risk strategy. • Verify portfolio quality of BaaS partner’s loan portfolio from credit risk perspective. • Credit Risk Process Definition – define business requirements and guide development of solutions aligned with industry best practices and regulatory guidelines. • Project Coordination – plan work, track progress, organize meetings and ensure key milestones are met on schedule. • Milestone Management & Reporting – track and report on project progress, communicate any delays or issues. • Cross-Department Collaboration – facilitate communication and collaboration across Risk, Business, IT, Legal teams. • Requirements Preparation – collect, define, document credit risk requirements. • Implementation Support – prepare and maintain documentation for the implementation phase. • Ongoing Monitoring & Maintenance – assist in monitoring and maintenance after implementation. Qualifications • Credit Risk Knowledge – strong understanding of credit risk processes and policies for Micro/SME lending. • Project Coordination – proven ability to coordinate projects, define key tasks, manage timelines and ensure deliverables are met. • Communication – strong communication skills, organized, proactive ownership. • Documentation Expertise – experience in preparing detailed documentation for credit risk processes, requirements and project progress. • Banking & Financial Sector – solid experience in the banking or financial services sector, focus on credit risk management. • SQL Knowledge – basics in SQL to analyze data and ensure alignment with business and risk requirements. • Analytical & Critical Thinking – strong analytical, problem solving and critical thinking skills. • Educational Background – degree in Finance, Statistics, Computer Science, Mathematics, Econometrics or related field. • Fluency in English – strong written and verbal communication skills. Benefits • Innovative, digital bank working with state‑of‑the‑art approaches and technologies. • Flexible form of contract (subject to banking regulations). • Individual Development Budget for professional skill enhancement. • Flexible work location (home/office) according to preference. • VIP‑level private medical care, dental treatment and hospitalisation package for you and your family. • Psychological consultations available. • Multisport card co‑sponsored, 50% cost covered. • Apple Mac Book provided. • Healthy snacks in Warsaw office. Applicant Process • Talk with one of our Recruiters about your experiences and ambitions. • Meet with your future Team Manager to deep dive on the role specifics and our work environment.Additional Information Seniority level: Mid‑Senior level Employment type: Full‑time Job function: Analyst Industries: Banking and Financial Services We encourage all candidates to apply – diversity and inclusion are core values. #J-18808-Ljbffr Apply tot his job