Associate Underwriter, Programs

Associate Underwriter, Programs About HDI Global Insurance Company HDI Global Insurance Company is a commercial property and casualty insurer headquartered in Chicago, IL. As a wholly owned subsidiary of HDI Global SE, we manage the industrial lines division of the Talanx Group. Our broad portfolio of products and services, combined with an international network in over 150 countries, allows us to deliver comprehensive domestic and global insurance solutions for U.S.-based multinational companies. Job Summary We are seeking an enthusiastic, proactive, and detail-oriented Associate Underwriter to join our Delegated Authority Team. This is a multifaceted role where you will combine technical underwriting expertise with relationship management skills. In addition to underwriting program business, you will oversee MGA and partner relationships, monitor portfolio performance against profitability targets, support agency audits, and ensure compliance with underwriting guidelines. The ideal candidate will bring foundational P&C knowledge, strong analytical ability, and the interpersonal skills to succeed in a collaborative, fast-paced environment. Key Responsibilities • Manage MGA and agency relationships, including ongoing communication, performance reviews, and issue resolution. • Underwrite new and renewal program business within delegated authority, and handle referrals outside of MGA authority. • Collaborate with Claims, Actuarial, Compliance, Legal, and Reinsurance to evaluate and optimize program performance. • Monitor portfolio results (loss ratios, pricing adequacy, adherence to contractual obligations) and prepare reports for management. • Support the development and implementation of strategies to drive profitable growth. • Participate in and lead agency audits, ensuring adherence to underwriting and operational standards. • Review insurance applications, assess risk exposures, and determine coverage amounts, premiums, and policy terms. • Analyze client financials, claims history, and industry data to inform underwriting decisions. • Maintain accurate documentation of underwriting decisions and policy files. • Support senior underwriters with renewals, new business submissions, and complex accounts. • Ensure compliance with internal guidelines and regulatory requirements. • Stay current on market developments, insurance regulations, and product trends. • Contribute to continuous process improvement and best practices in underwriting and program management. Qualifications • 2–5 years of experience in Commercial Insurance Underwriting or a related role. • Strong understanding of Commercial P&C coverage forms; experience in E&S, contract binding, or delegated authority/program business preferred. • Strong analytical, organizational, and decision-making skills. • Excellent communication and relationship management abilities. • Proven ability to manage multiple priorities in a deadline-driven environment. • Familiarity with compliance and audit processes preferred. • Professional designations (CPCU, AU, ARM, etc.) or progress toward them a plus. • Proficiency in Excel, PowerPoint, and data analysis tools. Work Environment This role offers flexibility with an office-based, hybrid, or remote arrangement depending on location. Compensation The base salary range for this position is $70,000-$90,000 plus eligibility for a performance-based annual bonus. Actual compensation will be determined based on experience, education, and geographic location. Benefits HDI Global Insurance Company offers a competitive benefits package, including: 401(k) with company match, Paid Time Off and Sick Leave, Medical, Dental, and Vision Insurance, Health Reimbursement Arrangement (HRA), Flexible Spending Accounts (FSA & Dependent Care FSA), Short- and Long-Term Disability, Life and Voluntary Life Insurance, Critical Illness & Accident Insurance, Telemedicine and Wellness Programs, Employee Assistance Program (EAP), Pet Insurance, Transit and Parking Benefits Additional Information Applicants must be legally authorized to work in the United States. Please note that HDI Global Insurance Company does not currently sponsor, nor assume sponsorship of, employment visas. All resumes submitted to HDI Global Insurance Company without prior authorization from the Human Resources department will be considered unsolicited. HDI Global Insurance Company and its affiliates will not be responsible for any fees associated with unsolicited submissions. Equal Opportunity Employer HDI Global Insurance Company is an Equal Opportunity Employer. We consider applicants without regard to race, color, religion, national origin, age, sex, marital status, ancestry, disability, veteran status, gender identity, or sexual orientation. HDI Global Insurance Company participates in E-Verify. Apply tot his job